December

This is the form i'm going to use this coming month to budget myself.

It covers pretty much everything!!!

Monthly Expense Record

Net income: Salary-$551.06 lake east wk 1 $1054.52 metro week one, $1077.62 wk 2 metro, $44.41 lake east

From blog: saved= $11.24 (Target)
saved= $19.36 (Walgreens)
save $10 giftcard (Bestbuy)
(staples) saved= $10
Total saved: $30.60 (KMART added in prices)

I lost some saved entries along the month....this is kinda off. but it works.

Total:$2727.61

Total (coupons saved): $61.12 saved from coupons

Food:

Groceries- $4.48,$1.78. 41.78,$1.39,$1.09,$1.00$.94,$.99$1.19$1.84, $.40 total: $56.88

Fast food/dining out/school lunches-$3.29 mcds,$30.29 olive garden,$7 food at work total: $40.58

alcohol/snacks/beverages/water- $1.10 coffee, $.75 coffee, $5 (welchs juices), Coffeemates ($2.09), milk $2.99 (cvs),mc ds coffee $2.29,$25 winking lizArd,$12.99 mikes,$7.49 smirnoff, $2.35 milk
total: $62.05

Household:

cleaners/maintinence/house/yard- $8.98 ext cords, xmas lights $3.99, sharpies $1.99, wrapping paper $5.99, cards $8, foil $.99, walgreens $15.12, target $21.24 total: $66.30

appliances/furniture/furnishings/supplies- $1 kitchen apron, $1 plastic storage total: $2

postage/atm fees/ bank charges/ misc-

intrest/taxes-

Transportation:

gas- $20.43, $21.40,
$19.12, $20.78 total: $81.73

auto maintinance/wash/license-

taxi/transit/tolls/parking- $27.44 out of pay

Personal:

clothing/dry clean-

tolietries/cosmetics/hair/nails/massage-$13 haircut,$4 makeup, $.87 tweezers total: $17.87

Health:

doctor/dentist/vision/medicine/vitamins-$20 copay for zak, imitrex prescription $15,$3.84 excedrin, $15 zak pediatrcian, $50 ER visit (came out of payroll deducation), $39 dentist bill total: $72.84

Recreation:

vacation trips-

entertain/video/movies/music/parties-10.00 poker total: $10

lottery/sports/hobbies/lessons/clubs-

Education:

computer-5.88 screen protectors 1.68 index cards, printer cartridges $33.05

seminar/workshop/tution/supplies-

Family:

newspaper/books/magazines/games- $12.35 news herald called 12/23 to just do sun paper but they only have sat sun.---soooo i unsubscribed and will only get the sunday paper for $1.50 every sunday total: $12.35

eldercare/childcare/sitter/tutor- $286 flex spending comes out of pay, $352 in daycare total: $352

infant expenses/allowance/school expensense/toys/arcades-

General-

pet-

giftcards/flowers- $20 gift for zak, $9.99 gift Total: $20.99

charitable/church-

work expenses-

legal/court-

other (explain)- secret santa gifts $20 total: $20

Fixed expenses:

Mortgage: 391.24, 391.24 total: $782.48

Gas: $121.61 total: $121.61

Electric:

water:

Garbage:

Telephone/internet: i decreased my speed to $14.99/mo price instead of $30.

Cell Phone: no lower priced plan unless i get rid of my fav 5, which i think i'll go over minutes then.

Cable: $80.85 hopefully changing to $30 package--did that 12/24/08

Health Club: $29.75 done in feb total: $29.75

Car insurance: $374.89 (paid in full!) total: $374.89

Home insurance: (in mortgage)

Life insurance:$78.98 total: $78.98

Health insurance: $50 (comes out in pay)

Dental insurance: ditto

total debt= $2243.91 (12/26)


Thoughts for next month:

• cancelled news herald savings: $12.35 savings
  


• downgraded direct tv savings: $34 savings
  


• Paided off car insurance in full: $58.66 savings