Saturday, November 6, 2010

November Goals in Life


FOR NOVEMBER
I noticed its a good way to assess every area in my life....
Health
run vs strength calendar--Doing well with working out. At least 2 days a week. This session I dont have my bootcamp class, so I am going to do


run with jackie and adam--let's x this.


Personal/fun
 playdates--Met with Heather, but this month I would like to do it more.


game nights--not this month


Zak's homework-Almost done with his tying of shoes, now we're working on social studies and science worksheets. We have conferences November 1. Also Heather has sheets for Zak to do too.


girls nights--Not this month ethier....


date night--We actually got lucky last month. Adam and I were both off Saturdays and one night Zak stayed at Gs.


dvd movies--so I started scrapbooking, I got all the pics uploaded. lol


reading again--I have ACLS this month then i'm reading.


houseparty-I'm bummed, I can't win :(
 

photobook- x this


make $$ (for wedding fund)


craigslist--Waiting to hear from someone who wants Zak's vtech learning system, but it may fall through.


ebay--nothin...


cans--Gotta cash in our cans....


credit card--my credit card give me 2% cash back. That cash will go to the wedding fund as well. Also, with every purchase I make I round up the dollar and throw that into the money jar.---Uh oh, we may soon have to find a new card :(Not yet.....


expotv--This is just a fun little website that doesn't earn anything towards $$, but little gifts that are a good thing to have, and the points are easy to get.--May 4604pts--still slackin here...I have NO time right now


inbox dollars--I like this because the revenue is pretty high. I have $11 now and i can cash in at $25. I take surveys, search things and read emails. Also this month i'm going to use coupons from there and get $.10 per coupon!--October:


hits4pay-- this is another read email site. It's really easy to get the $$, but it seems like its going to take forever to get to $25---October:


Debt
DEBT IS GONE!!! GO ADAM!!


House


We did well this month "fall proofing" the yard...here's whats left:


  • leaf day...couple more of these
  • Organize Closets--did mine. I gotta do the dresser
  • find out how much it is to fix sunroom roof and to make it 4 season --we want another estimate
  • fix grill cover...it keeps blowing off


Finance


What i'm trying to do is combine all my $$ into 2 accounts. One has over $15,000 the other only $2000, but I am making the second one grow to make $15,000 because then I get a 10% increase in interest at the end of the quarter--still doing this.


close discover accts--closed!


budget 1st pay--i'm thinking $1500...


$1000 to charles schwab--I need to keep a good amount in this acct to fund my roth. This month I will fund it
  • split $1000 between house fund $265, emergency fund $265, Roth IRA $416, $20 Zak
open pnc acct--Done with this. I should be getting my $150 soon...GOT IT!


close life insurance--I am keeping a policy called a critical illness policy. It's only $15/mo


Change over credit cards- I finally changed everything over.


Refinance- I think we gave up for now...


Career


study calendar--I took my test...ugh...it was hard.


register for ACLS--I registered for November. Started to study


NRP--renewed =)


CEUs--I have done a few CEUs, gotta do more by the end of the year


Clinical Ladder--I have decided to participate in the clinical ladder. If I get my certification, it will surely help, but next year I will have more points if I join commitees and stuff, which I will. My level, if I get it, is $2000.


Save


Wedding--Smartypig has us covered. We have $5693.77 now.


big savings, now 2 accounts building up one to $15000--working on this


Zak's savings--He needs his savings and his college


retirement--I rolled over my PERS, so I now have a tradiational IRA and a Roth, and a 401k that i'm currently not contributing to.


checking--I will be going through PNC for my main checking. Keeping $25 in first merit, $25 in chase, and $1000 in schwab.



Meals

Freezer cooking--I have been freezing meals, working out well!!


healthier snacks--I am choosing healthy!! Though...I love my candy :)

Cleaning
The other day I spent 4 hours cleaning the house. I like to clean that way, but I dont like it taking up my entire day.  I am going to adopt Colin's Stradegy over at Hip2Save starting next week.---Gotta get back on this too..

Master List of November things to accomplish



    • keep working out, and add on the free classes
    • Work with Zak on tieing his shoes and whatever miss grande says
    • STUDY for ACLS
    • plan a day with heather
    • split $1000 between house fund $265, emergency fund $265, Roth IRA that I will be opening 1/10 $416, $20 Zak
    • start scrapbooking
    • order dress
    • do guestlist 


November Financial Goals

Expenses I expect this month:
  • maybe some new makeup...I need some but I dont know what kinds
  • AFTER THANKSGIVING SALES!! Not sure how much we'll spend, but a tv is on the list
  • Emilee's play tickets
  • dentist and urologist
  • acls
  • Dave and Kristen's wedding
  • Dad's Birthday
  • Wedding plans this month:
  • adam finishes typing up the list
  • get picture taken for xmas cards (today)
  • new travel agent (adam)
  • florist (amy's going to ask her cousin)
  • Adam's wedding band is picked out, i'll be going to chicago to get mine
For my accounts according to mint.com:
Red is this month  Orange is last month
  • PERSONAL
  • Chase (low yeild checking):  $82.35 $1120.52 up $1038.17
  • Charles Schwab (high yeild checking):  $827.47 $164.52 down 662.95
  • Charles Schwab savings:$180.13 $259.03 up $78.90
  • PNC $758.79 $1043.35 up 284.56
  • PNC  $10.01 $10.01 same
  • PNC $10.02 $10.03  up $.01
  • First Merit checking: $2239.77 $2231.92 down 7.85
  • Capital One emergency: 19052.75 $19080.74 up 20.97
  • Capital One Savings: $6325.22 $6332.38 up $7.16
  • Smartypig (our wedding fund): $5693.77 $6693.37 up $999.60
  • INVESTMENTS
  • Charles Schwab Roth IRA (5/09 opened):  $8695.20 $9155.27 up 460.07
  • LHS retirement account(stopped contributing 5/10): $4150.41 $4288.64 up $138.23
  • OPERS retirement account(account now closed, opened Traditional IRA 5/10): $10123.16 $10123.24  up $.08
  • Zak's Etrade savings account: $2751.51 $2754.60 up $3.09
  • Zak's CollegeAdvantage fund:  $1263.84 $1306.30 up $42.46
  • MISC
  • Coupon savings this month: $18.48 I did aldi shopping this month mostly....and gabes...no savings :(
  • Speedy points:  141314 141854 up 540
  • Swagbucks!: 964 up 159
  • Spending this month ( I round up all transactions to the nearest dollar and add it to the change jar)- still have to add this up...I think I might just add $100

Total gained: $1429.76 (does not include smartypig and retirement funds/zak's accounts)