Wednesday, August 3, 2011

October Financial Goals

Expenses I expect this month:
-Baltimore Trip: $300
-Sarah's Wedding: $100
-Jaimie's Shower: Already have gifts
-Halloween: $50 on costumes


Wedding plans this month:
SO happy this is over, new column
POST Wedding plans this month:
-More thank you cards!
-Get all the pics uploaded to CVS to print
-pick out a couple for the wall
-organize the upstairs closet
-pick up dress when ready
-change my name



For my accounts according to mint.com:
Red is last month Orange is this month
(We are skipping this this month bc last month was so crazy, so here's just updated totals)



  • PERSONAL


  • Charles Schwab (high yeild checking): $2068.33


  • Charles Schwab savings: $1051.97


  • PNC $2945.51 $1751.65 down $1193.86


  • PNC $10.02


  • PNC $2723.93

  • Capital One emergency: $10148.56


  • Capital One Savings: $1084.55


  • Smartypig (our wedding fund): $13008,75 $14558.75 closed and moved $16041 to adam's savings for save keeping, we made it :)


  • INVESTMENTS


  • Charles Schwab Roth IRA (5/09 opened): $11345.56


  • LHS retirement account: $5072.61


  • OPERS retirement account(account now closed, opened Traditional IRA 5/10): $10124.19


  • Zak's Etrade savings account: $3000.29


  • Zak's CollegeAdvantage fund: $1353.20


  • MISC

  • Speedy points: 146809


  • Swagbucks!: 1702

Total gained: $0, we're starting over


August Goals in Life


FOR AUGUST

Health

- 2 days a week do bootcamp at the Y, EA sports or run other days - I have started another bootcamp with my friend Anna. Also the girls and I after work started to run :)

Personal/Fun
- Zak library days once every couple weeks--We are going to go this week
- Meme's house once a week for dinners--Had her over 2x and will continue to
- start a book--Been so busy!!
Vanishing Acts
The Next thing on my List
The Last Kiss
The Choice
The Holocaust Diaries
My horizontal life Been too busy again this month!!
- date nights/family nights 1 day a week--Sat/Sun--No money to :( We did do a puzzle together tonight :)
Make Money
- inbox dollars: $23.17 (with 18 unread emails, sheesh!)
- coupons: used some but didn't keep track
- expo tv: Current balance: 15379(Goal: 60000) -- same
- hit 4 pay: Current balance: $13---I think i'm giving up on this one, its too slow.
- beeZag: Current balance: 1330 (goal 8000)
- ATM: This month we made: $25

Debt
- ipads and macbook- will pay off by next year this time. 12 mo no interest. -$215 I pay every month with Adams help
- Pay off credit card every 2 weeks--Doing well here too.

House
- Clean out closets (Jan,March,June,Sept)--I have to go through it this month because Adam threw things everywhere when we had a showing
- Randi clean once a month-- We used her one time
- We need to sell our house.- Just being patient
- Fix little things, paint touch ups etc - All done, just chilling out now, keeping it clean and tidy. I would like to clean the garage a little bit

Finance
2011 budget

all year savings
- $500/mo wedding (from PNC acct)
- Zaks $25/mo in savings and budget for camp ($115/week for 10 weeks i believe) (from charles schwab acct)
- House funds and Emergency fund $100 in each/mo (was $265/mo for both accounts, but i'm decreasing it next year) (from Charles Schwab acct)
- Roth $416/mo (from Charles Schwab acct)--decreasing to $216/mo and other $200 will go to savings for a down payment
= $13,692 + $1,150 for camp = $1236/mo then bills. ($441 transferred to Charles Schwab account from PNC acct then $200 into savings at pnc)

Working an extra 12 hr shift a pay until the wedding so we can pay it!
then: $50/wk groceries
 $50/mo gas
$60/mo cleaning lady
$72/mo electric
$790/mo mortgage
$182/mo in car gas
$20/mo life insurance
$40/mo entertainment (people over, going out etc)
$30/mo pharmacy
$20/mo fast food (we are no longer buying out coffee)
$110/mo gifts
$215/mo macbook ipads
any auto repairs i'll pull from savings
$180/mo cell phone and home internet
$100/mo house stuff/decor etc
=$1869

=$3205 total

This is tight, but so far so good.

Career
- Clinical ladder--Got my check :) the 2011 one came out and i am starting on that
- Work wed/thurs sat/sun--This has been hard
- hopefully get a Nurse Facilitator Job!--extra and overtime, long days!

Meals
Starting with a new list from my other blog
Chicken Enchiladas we had tonight.

Wedding

We're on the 1 month countdown now!!

this is what we have done so far:

Davids Bridal: $2.16 (swatches), $77.09 for bra under my dress
The Knot: $88.39, $132.62 gifts and our cake cutter and flutes
China: $232 dress, $60.35 (Tiara)
Pat Catans: $15.83 (sand stuff, which I guess we don’t need, but we do need candles which ill get)
Church: $75 (precana)
Walmart: $21 (flower basket, ring bearer pillow)
Jelwelry: $707.85
Cake Topper: $22.96
Tux: $20 (they made me put down a deposit)
Honeymoon: $1261.98 (resort), $378.60, $378.60 (airfares)
Invites- $233.25

Hotel for us: $143.10

bubbles for ceremony- $37.13

license to wed: July 10- $44

Tip for Church- $50

save the dates: $145

my shoes: $20

Cake- $300 –paid

Tuxes- $60 – paid (we need it back)

= $4521.91


We still have tentively:
Italian American Club (our reception)- $7000
A Crystal Clear Sound and video (our photographer, videographer, and DJ)- $2550
Liquor- $500 –paid ($280 so far)
Placecards
Programs:
Florist - $117.42 + ceremony décor and boutonnières and cortèges 29.42, 8.20
Rehearsal Dinner- thinking around $250

Tip for church: $50

buy candles for unity candle.

Things to do this month:

Finish the song list for the DJ – Adam has one more song to add

-make thank you sign, I’ll make that this month

buy candy for reception, I’ll buy that this month too

buy candles for unity candle

pack for honeymoon & overnight bag after wedding

Have Jackie test my makeup after a spray tan (August something)

manicure and pedicure (I’m gonna do press on nails and a pedicure)

-print off ceremony booklets and readings (Hopefully Britt will print one and I can get them copied)

-placecards start this month

-call pat catans and confirm flowers (august 15)

-call limo company and confirm (august 15)

-call calas for catering (august 15)

-call Lee for seating arraignments and finalize food

-call Maria the cake lady




Master List of August things to accomplish
    • Gotta get to the gym 3 times a week.
    • Dinner with Meme on whatever days we can!
    • Family nights still remain
    • Zak starts school and soccer :) so go shopping for school supplies
    • clean out garage
    • declutter closets
    • start clinical ladder and CEUs
    • make snack list for zaks soccer team
    • expo tv every monday/friday--hold again for this month til after the wedding
    • finish our RSVPs
    • finish song list
    • Call charles schwab on my IRA--hold until after the wedding
    • buy candy for wedding, placecards, unity candle, thank you sign, print and copy ceramony programs
    • call wedding places 8/15 and finish rsvps 8/15
    • book a day for jackie to do my makeup (spray tan day before)
    • book a pedicure for 9/9am
    • Pay CC 8/11 add up adams chuck purchases and 8/25 add up adams chuck purchases , transfer $$ 8/11 (savings to outside accts, wedding $250 last month!!) then 8/25 (savings, wedding $250 and bills)