Sunday, September 27, 2009

October Financial Goals

Review of Sept:
  • Take zak to more open bounces on Fridays (its $6)--We went to a couple. He loves it!
  • keep saving!!--my new goal is $25000 by the end of the year
  • buy Britt a housewarming gift---i got her a candle and another smelly thing
  • keep doing my meals (and hopefully jackie can help)---i am doing my meals. Last week was bad. We went out to eat a lot. NOT this week/month!
  • want to do a garage sale still--not gonna happen this year
  • wedding gift for trish---gave her money and her gift from the shower

  • Start contributing $275/mo for 11 months to windows bill (started 7/09)---still going
  • split $1000 between house fund $265, emergency fund $265, Roth IRA that I will be opening 5/08 $450, $20 Zak---done!

On to September:

Ok Red is last month and Purple is this months:

For my accounts according to

  • Etrade (high yeild savings account): 17703.28 $16,994.32 down $708.96

  • Etrade (house fund): 2173.06 $2,439.29 up $266.23

  • Etrade (emergency fund): $2599.10 $2,865.54 up $266.44
  • Chase (low yeild checking): $2430.37 $2,688.82 up $258.45

  • Charles Schwab (high yeild checking): 1543.70 2,196.34 up $652.64

  • Charles Schwab savings:1,113.62 1,228.52 up $114.90

  • LHS retirement account: 3,286.95 $3,468.39 up $181.44

  • OPERS retirement account: 6,041.69 $6,393.27 up $351.58

  • Zak's Etrade savings account: 1,391.57 $1,412.28 up $20.71

  • Zak's CollegeAdvantage fund: 770.30 $802.81 up $32.51

  • Coupon savings this month: $138.92 HOLY COW!

  • Speedy points: 145400 up 681

  • Swagbucks! New: 12

  • Shop at points: $13.62 same

  • Charles Schwab Roth IRA (5/09 opened): 3,886.62 $4,838.87 up $952.25

Totals: up $1558.87 actual money. Bought a new Iphone :)

Watch out!! Next month is Black Friday!! I hope to get most my shopping done! I am also off orientation and hope to work at Tripoint more.

Wednesday, September 23, 2009

Focus Friday

Focus Friday

Yay. Two weeks in a row!

Friday- maybe haircut in am, Metro 3p-3a
Saturday- Britt's housewarming party (still need a gift)
Sunday -Metro 3p-3a
Monday-zak daycare til i wake up and then maybe shop
Tuesday-9:40 gym and swim class
Wednesday- go somewhere with zak, instructor meeting at Tripoint
Metro 3p-3a

So, by next friday I will have my bills paid and well see if there is any to throw into my savings. Hopefully there is. I have been trying to save more. I have made more meals at home and not buying anything at work. So, well see!

I am glad I got my iphone. My bill is $77, my alltel one was $74. So It was totally worth it for me. I also signed up for a place called IGSenergy which is going to save me on my gas bill. Just wish my daycare costs could somehow go down.

Adam is still working on coming home. may not be til the end of the year now :( But i'm crossing my fingers...

Wednesday, September 16, 2009

Focus Friday

Focus Friday

Ok, slacking again!! I have been busy with my new job, and my...iphone :)

Friday- Make fettuccine alfredo. Go to the Y, call eastlake gymnastics and sign up zak
Saturday- Metro 3p-3a
Sunday -Hangout with my friend Jordan
Monday-9am breastfeeding class, workout, hangout with zak
Tuesday-9am perinatal class, workout, hangout with zak
Wednesday-swim lessons 10:20
Metro 3p-3a

So, I made a new goal for myself. Save $25,000 in my regular savings account by the end of the year. I hope I can achieve it. When Adam moves in my bills will be less, so that will help! And NO more big purchases (tho the holidays are coming).

Currently my account has:


I should just aim for $20000, but hey, lets make a challenge. I'm not going to cut back my contributions to anything. All will remain the same.

Roughly I save about $1500/mo. That will only bring me to $21,000 the way i'm going. Adam needs to move in haha.

I'm gonna try to buckle down starting today and see what we can do!

Sunday, September 6, 2009

Meals for the Month

This month is going to be hard. I am starting a new job so I work 3p-3a, hard to make dinners but, I'll do my best!!

Week 1
left over 20 min parm chicken with corn
Chicken Stir Fry
BBQ chicken wings
with corn
Week 2
Chicken & White bean soup with spinach & parmesan

Fettuccine Alfredo ( with greenbeans
Week 3

Savory Bean and Spinach Soup

parm crusted chicken cutlets
Week 4
cheesy chicken rollups

left over Chicken & White bean soup with spinach & parmesan

I did a lot of leftovers because I always have so much!