Monday, August 31, 2009

September financial goals

Review of August:

  • No spending money on ANY fastfood/restaurants--Only spent a little. Didn't want to, but did.

  • My birthday is this month, I want money lol not to spend it--spent about $25 on my bday.

  • STICK with the meal plan!!--doing well.
  • Start contributing $275/mo for 11 months to windows bill (started 7/09)---still going
  • split $1000 between house fund $265, emergency fund $265, Roth IRA that I will be opening 5/08 $450, $20 Zak---done!

On to September:
  • Take zak to more open bounces on Fridays (its $6)
  • keep saving!!
  • buy Britt a housewarming gift
  • keep doing my meals (and hopefully jackie can help)
  • want to do a garage sale still
  • wedding gift for trish


Ok Purple is last month and Red is this months:


For my accounts according to mint.com:

  • Etrade (high yeild savings account): 20,220.17 17703.28 down $2516.89


  • Etrade (house fund): 1906.60 2173.06 up $266.46


  • Etrade (emergency fund): $2332.34 $2599.10 up $266.76
  • Chase (low yeild checking): 3349.15 $2430.37 down $918.78


  • Charles Schwab (high yeild checking): 1,927.81 $1543.70 down $744.42


  • Charles Schwab savings: 1013.62 1,113.62 up $100


  • LHS retirement account: 3217.01 3,286.95 up $69.94


  • OPERS retirement account: 6038.47 6,041.69 up $3.22

  • Zak's Etrade savings account: 1390.61 1,391.57 up $.96


  • Zak's CollegeAdvantage fund: 754.76 770.30 up $15.54


  • Coupon savings this month: $167.50 HOLY COW!


  • Speedy points: 144719 145400 up 681


  • Swagbucks! New: started 4/09 cashed in points for $5 card, now 45


  • Shop at home.com points: $13.62 same

  • Charles Schwab Roth IRA (5/09 opened): 2967.94 3,886.62 up $918.68

Totals: up $633.22 actual money. Bought a new Macbook pro :) :-)

Monday, August 17, 2009

Focus Friday

Focus Friday

I have been slacking on my Focus Fridays. I'm trying to get life back in order. So let's start this week :)

Friday- Ymca in the morning (swim and workout), then the mall for running shorts and to play and free lotion from victoria secret, movie at the Captains Stadium 9pm
Saturday-Caring for Kids class 9am, old navy for $3 tshirts, Uncle dans cookout, Trisha's bachelorette party
Sunday -East 7pm, cut the grass in the morning
Monday-Metro 7pm
Tuesday-Metro 7pm
Wednesday-My bday, out with metro girls
Thursday-
VACATION (we leave Friday for the trailer)

Trying to get back into the swing of things. I start a new job soon, and I have my best friend moving home soon. So life is VERY exciting. Oh, and i got a mac :-)



Thursday, August 6, 2009

August Financial Goals

Review of July:

  • Bachelorette party in Put in Bay this month. So I expect a nice expense from that.---too much money!!

  • Wedding as well. I am going to buy them something from Bed Bath and Beyond, as well as something for another friend's shower in august. We're in the wedding and I haven't bought zak's tux yet...---both weddings came and went...so did the money

  • Cookout expenses, between food, water balloons and stuff i expect a nice one there---oh yeah....

  • good news. My garden is doing well. I'm going to pick some veggies soon :)---yes over a month now i havent bought lettuce
  • Start contributing $275/mo for 11 months to windows bill (started 7/09)---still going
  • split $1000 between house fund $265, emergency fund $265, Roth IRA that I will be opening 5/08 $450, $20 Zak---done!

On to August:
  • No spending money on ANY fastfood/restaurants
  • My birthday is this month, I want money lol not to spend it
  • Start contributing $275/mo for 11 months to windows bill (started 7/09)
  • split $1000 between house fund $265, emergency fund $265, Roth IRA that I will be opening 5/08 $450, $20 Zak
  • STICK with the meal plan!!


Ok Red is last month and Purple is this months:


For my accounts according to mint.com:

  • Etrade (high yeild savings account): 18,937.01 20,220.17 up $1283.16


  • Etrade (house fund): 1,640.08 1906.60 up $266.52


  • Etrade (emergency fund): 2,065.47 $2332.34 up $266.87
  • Chase (low yeild checking): 4,222.52 3349.15 down $873.47


  • Charles Schwab (high yeild checking): 1,183.39 1,927.81 up $744.42


  • Charles Schwab savings: $1,008.34 1013.62 up $5.28


  • LHS retirement account: 2,918.64 3217.01 up $298.37


  • OPERS retirement account: 5,207.87 6038.47 up $830.60

  • Zak's Etrade savings account: 1,349.51 1390.61 up $41.11


  • Zak's CollegeAdvantage fund: $690.45 754.76 up $64.31


  • Coupon savings this month: forgot to calculate :(


  • Speedy points: 143919 144719 up 800


  • Swagbucks! New: started 4/09 cashed in points for $5 card, now 27


  • Shop at home.com points: $13.62 same

  • Charles Schwab Roth IRA (5/09 opened): $2,428.37 2967.94 up $539.57

Totals: up $1283.09 actual money. YAY :-)