February Goals in Life

February

Health

-Continue with freezer meals (budget $50/wk with groceries)

-Keep Zak involved in swimming (Tuesdays 5:45pm), soccer (starting up in april), Basketball (Saturday morning)

-Only eat out with giftcards, goal is 2x/mo unless invited

-workout 3x/wk once with adam (We are going to do the Iron Man challenge together this month)

Personal/Fun

- Holiday Camplands twice this summer if we can July/Aug
- Drive to New York June?  This is changing, for $450 we are going to the outter banks :)

- Meme's house once a week for dinners - so far so good here!
- Get together with some people: Frank and Pam, Sarah and Rick, Christie, Amanda, Stacey--Sarah and Rick have been hanging out with us. I would like to book lunch with Christie this month

- read 3 books by next year My sisters keeper is done, trying to find a new one

- date nights/family nights 1 day a week

- adoption for Zak started paperwork and asked for letters---letters about done. Adam is going to be meeting with a lawyer.

- church with zak 2x/mo---Still bad here.

- movies to dvd start this month---didnt do this yet, maybe this month
- 2011 scrapbook start this month--DONE!

Make Money

- inbox dollars $29.24 with 78 unread

- expo tv 17739
- help Jim with pib houses wait until adam calls him
-Pampered Chef, starting this month. It is going to be fun. I get to meet a lot of different people. I think it's going to be for me!

Debt

- Get rid of Quentin Rd

- Pay off credit card every 2 weeks paydays 2/9 2/23

House

- Sell 1036 Quentin Rd

- Get a new house

- Make a trip to IKEA
- Get a new mattress from Dave

- New house then a new list

all house is on hold until quentin sells

Finance

2012 budget

This is going to change. I have to make sure all  my accounts are moved over to pnc.

all year savings

- $400/mo house downpayment

- Zaks $25/mo in savings and budget for camp ($115/week for 10 weeks i believe) (from charles schwab acct)

- House funds and Emergency fund $100 in each/mo (from Charles Schwab acct)

- Roth $216/mo (from Charles Schwab acct)

= $13,692 + $1,150 for camp = $1020/mo then bills. ($756 transferred to Charles Schwab account from PNC acct)

then: $50/wk $200/mo groceries
         $75/mo gas

         $80/mo electric

         $800/mo mortgage

         $350/mo in car gas

         $20/mo life insurance

         $40/mo entertainment (people over, going out etc)

         $30/mo pharmacy 

         $20/mo fast food (including coffee)

         $110/mo gifts

         any auto repairs i'll pull from savings

         $160/mo cell phone
         $89.94 home internet & tv

         $35/mo home security

         $600/6 mo = $100/mo insurance

         $200/mo shopping (including clothing, toys, house stuff)
         $70/mo ymca

        =$2379.94

=$3399.94 total (includes adams car gas, home security we split, we split gifts, insurance, and phone, he pays me)

Look into moving my accounts all to pnc this month

Career

- Clinical ladder 2011 almost done, start 2012

- NCC renewal- by 8/12
- NRP renewal-by 4/12
- ACLS renewal- by 1/12---We booked it for feb 21
- BLS renewal- done waiting on card

- CEUs--try to find some cheap CEUs---myfreece.com- make sure enough for rnc

- Work extra when needed---try to get the $800 from the bonus program.

Monthly Meals

-Make a calendar of our meals of the month- start this every month---did really well this month

Save 

- House

Master List of February things to accomplish

• • Every week make a list of: meals
  • Get my pampered chef business up and running!! I ordered business cards :) and my kit!
  • start putting videos to dvds
  • Get this stinkin house done!
  • Move the rest of my roth money from chuck to pnc and open up zak an account at pnc
  • Pay CC 2/9  transfer $$ (savings to outside accts, house downpayment $200) then 2/23(savings, house downpayment $200 and bills)

February Financial Goals

February Financial Goals

Here are my accounts as they stand for February 2012

Personal Accounts that I will be moving to pnc


• Charles Schwab (high yeild checking): $3311 $2300.39 (working on only leaving $100 in here)
• Charles Schwab savings: $971 $100
• Capital One Emergency: $10573---now in pnc reserve
• Capital One Savings: $1086---in pnc reserve
  
  Personal Accounts at pnc

• PNC spend : $3979 $2756.96
• PNC reserve: $11670.02
• Old Capital one savings:

Joint Account at PNC

• PNC- $14335.47

Investments Accounts

• Charles Schwab Roth IRA (5/09 opened) at PNC: $11936 $10689.79


• LHS retirement account: $6415 $7041.21


• IRA at PNC: $10124 $10124.53


• Zak's discover savings account: $3057 $3060.35


• Zak's CollegeAdvantage fund: $1500  $1562.87


Misc Accounts


• Speedy points: 148,317


• Swagbucks!: 2189

This month I need to still get all these accounts in order and open Zak one at PNC

A Look back at 2011 and New Years Goals for 2012

NEW YEARS 2012 GOALS

Health

-Continue with freezer meals (budget $50/wk with groceries)
-Keep Zak involved in swimming (Tuesdays 5:45pm), soccer (starting up in april), Basketball (Saturday morning)
-Only eat out with giftcards, goal is 2x/mo unless invited
-workout 3x/wk once with adam

Personal/Fun

- Holiday Camplands twice this summer if we can
- Drive to New York

- Meme's house once a week for dinners

- read 3 books by next year

- date nights/family nights 1 day a week

- adoption for Zak
- church with zak 2x/mo
- movies to dvd
- 2011 scrapbook

Make Money

- inbox dollars

- expo tv
- help Jim with pib houses

Debt

- Get rid of Quentin Rd

- Pay off credit card every 2 weeks

House

- Sell 1036 Quentin Rd

- Get a new house

- Make a trip to IKEA
- Get a new mattress from Dave

- New house then a new list

Finance

2012 budget

all year savings

- $400/mo house downpayment

- Zaks $25/mo in savings and budget for camp ($115/week for 10 weeks i believe) (from charles schwab acct)

- House funds and Emergency fund $100 in each/mo (from Charles Schwab acct)

- Roth $216/mo (from Charles Schwab acct)

= $13,692 + $1,150 for camp = $1020/mo then bills. ($756 transferred to Charles Schwab account from PNC acct)

then: $50/wk $200/mo groceries
         $75/mo gas

         $80/mo electric

         $800/mo mortgage

         $350/mo in car gas

         $20/mo life insurance

         $40/mo entertainment (people over, going out etc)

         $30/mo pharmacy 

         $20/mo fast food (including coffee)

         $110/mo gifts

         any auto repairs i'll pull from savings

         $160/mo cell phone
         $89.94 home internet & tv

         $35/mo home security

         $600/6 mo = $100/mo insurance

         $200/mo shopping (including clothing, toys, house stuff)
         $70/mo ymca

        =$2379.94

=$3399.94 total (includes adams car gas, home security we split, we split gifts, insurance, and phone, he pays me)

Look into moving my accounts all to pnc

Career

- Clinical ladder 2011 almost done, start 2012

- NCC renewal
- NRP renewal
- ACLS renewal
- BLS renewal

- CEUs--try to find some cheap CEUs---myfreece.com

- Work extra when needed

Monthly Meals

-Make a calendar of our meals of the month

Save 

- House

January Financial Goals

January Financial Goals

A new year, so let's do a new look to this!

Here are my accounts as they stand for January 2010

Personal Accounts that I will be moving to pnc


• Charles Schwab (high yeild checking): $3311


• Charles Schwab savings: $971
• Capital One Emergency: $10573
• Capital One Savings: $1086
  
  Personal Accounts at pnc

• PNC spend : $3979
• PNC reserve: $10

Joint Account at PNC

• PNC

Investments Accounts

• Charles Schwab Roth IRA (5/09 opened): $11936


• LHS retirement account: $6415


• IRA: $10124


• Zak's discover savings account: $3057


• Zak's CollegeAdvantage fund: $1500


Misc Accounts


• Speedy points: lost my card so I have to get my new card


• Swagbucks!: 2081

January Goals in Life

January

Health

-Continue with freezer meals (budget $50/wk with groceries)

-Keep Zak involved in swimming (Tuesdays 5:45pm), soccer (starting up in april), Basketball (Saturday morning) starting jan 3

-Only eat out with giftcards, goal is 2x/mo unless invited

-workout 3x/wk once with adam 

Personal/Fun

- Holiday Camplands twice this summer if we can July/Aug
- Drive to New York June?

- Meme's house once a week for dinners
- Get together with some people: Frank and Pam, Sarah and Rick, Christie, Amanda, Stacey

- read 3 books by next year Started my sisters keeper

- date nights/family nights 1 day a week

- adoption for Zak started paperwork and asked for letters

- church with zak 2x/mo

- movies to dvd start this month
- 2011 scrapbook start this month

Make Money

- inbox dollars $28

- expo tv 17739
- help Jim with pib houses wait until adam calls him

Debt

- Get rid of Quentin Rd

- Pay off credit card every 2 weeks paydays 1/5 1/19

House

- Sell 1036 Quentin Rd

- Get a new house

- Make a trip to IKEA
- Get a new mattress from Dave

- New house then a new list

all house is on hold until quentin sells

Finance

2012 budget

all year savings

- $400/mo house downpayment

- Zaks $25/mo in savings and budget for camp ($115/week for 10 weeks i believe) (from charles schwab acct)

- House funds and Emergency fund $100 in each/mo (from Charles Schwab acct)

- Roth $216/mo (from Charles Schwab acct)

= $13,692 + $1,150 for camp = $1020/mo then bills. ($756 transferred to Charles Schwab account from PNC acct)

then: $50/wk $200/mo groceries
         $75/mo gas

         $80/mo electric

         $800/mo mortgage

         $350/mo in car gas

         $20/mo life insurance

         $40/mo entertainment (people over, going out etc)

         $30/mo pharmacy 

         $20/mo fast food (including coffee)

         $110/mo gifts

         any auto repairs i'll pull from savings

         $160/mo cell phone
         $89.94 home internet & tv

         $35/mo home security

         $600/6 mo = $100/mo insurance

         $200/mo shopping (including clothing, toys, house stuff)
         $70/mo ymca

        =$2379.94

=$3399.94 total (includes adams car gas, home security we split, we split gifts, insurance, and phone, he pays me)

Look into moving my accounts all to pnc this month

Career

- Clinical ladder 2011 almost done, start 2012

- NCC renewal- by 8/12
- NRP renewal-by 4/12
- ACLS renewal- by 1/12
- BLS renewal- done waiting on card

- CEUs--try to find some cheap CEUs---myfreece.com- make sure enough for rnc

- Work extra when needed

Monthly Meals

-Make a calendar of our meals of the month- start this every month

Save 

- House

Master List of January things to accomplish

• • Every week make a list of: workouts, church, family night, and meme dinner night
  • start getting pictures for scrapbook 2011
  • start transferring dvds
  • plan meals for the month 
  • Pay CC 1/5  transfer $$ (savings to outside accts, house downpayment $200) then 1/19(savings, house downpayment $200 and bills)

December Financial Goals

Expenses I expect this month:
-Christmas is just about paid for
- $300 eye doctor and new glasses
- new budget of $2000 to fix up this house
-$25 amys birthday

POST Wedding plans this month:
-pick up dress when ready

For my accounts according to mint.com:
Red is last month Orange is this month
(We are skipping this this month bc last month was so crazy, so here's just updated totals)

• PERSONAL



• Charles Schwab (high yeild checking):  $2053.70 $2570.12 down $16.42



• Charles Schwab savings: $1051.97 $971.19 down $80.78



• PNC $5184.59 $2454.87 down $2729.72



• PNC $10.02



• PNC   $11685.67 $15218.81 (i need at add $800 this month)


• Capital One emergency:$10358.53  $10565.78 up $207.25


• Capital One Savings: $1085.33 $2570.12 up $1484.79


• INVESTMENTS



• Charles Schwab Roth IRA (5/09 opened): $11738.72 $11941.18 up$202.46



• LHS retirement account: $5945.91 $6222.79 up $276.88



• OPERS retirement account(account now closed, opened Traditional IRA 5/10): $10124.27 $10124.36 up $.09



• Zak's Etrade savings account:  $3027.84 $3055.33 up $27.49



• Zak's CollegeAdvantage fund: $1502.93 $1494.31 down $8.62



• MISC


• Speedy points: 147063 147448 up 385



• Swagbucks!:  1861 2012 up 151

Total gained: $1692.04

December Goals in Life

FOR NOVEMBER

Health

- 2 days a week do bootcamp at the Y, EA sports or run other days - Been better, still not to my 3 days a week, but maybe 2

Personal/Fun

- Zak library days once every couple weeks--He finished Banicula. We are getting work from his teacher for him to do


-Craft time- I saw on pinterest things to do with your kids, we may do some!

- Meme's house once a week for dinners- Busy with the holidays!

- start a book--Been so busy!!
Vanishing Acts
The Next thing on my List
The Last Kiss
The Choice
The Holocaust Diaries
My horizontal life Been too busy again this month!! (and yet again)

- date nights/family nights 1 day a week--Sat/Sun--We had a date night to Kalahari, last thing for us for a while, but definitely needed!!

Make Money

- inbox dollars: $26.38 (with 70 unread!)

- coupons: used some but didn't keep track

- expo tv: Current balance: 15389(Goal: 60000) (2020 pending) -did better this month, with our new internet it loads way faster!

- beeZag: Current balance: 1330 (goal 8000)
-Down the road, like 2-3 years, one of our goals is to own a couple properties out in Put in Bay.

Debt

- ipads and macbook- will pay off by next year. 12 mo no interest. -$215 I pay every month with Adams help---PAID!!!

- Pay off credit card every 2 weeks--Doing well here too.

House

- Clean out closets (Jan,March,June,Sept)--Cleaned it out 10/11

- Randi clean once a month-- We used her one time prior to the honeymoon, and won't use her now for a while.
- We need to sell our house.
- Fix little things, paint touch ups etc - Don't want to fix anything, just want it GONE! But now that thats been the plan for too long, we are going to
New gate hinges
Shrubs
New front door
New carpet
Sprayer for house
Paint for outside
Take down Xmas lights
Take down awning

Finance

2011 budget

Revised 11/1

all year savings

- $400/mo house downpayment

- Zaks $25/mo in savings and budget for camp ($115/week for 10 weeks i believe) (from charles schwab acct)

- House funds and Emergency fund $100 in each/mo (from Charles Schwab acct)

- Roth $416/mo (from Charles Schwab acct)---cutting back to $200

= $13,692 + $1,150 for camp = $1020/mo then bills. ($756 transferred to Charles Schwab account from PNC acct)

then: $50/wk $200/mo groceries
         $75/mo gas

         $80/mo electric

         $800/mo mortgage

         $350/mo in car gas

         $20/mo life insurance

         $40/mo entertainment (people over, going out etc)

         $30/mo pharmacy 

         $20/mo fast food (including coffee)

         $110/mo gifts

         any auto repairs i'll pull from savings

         $160/mo cell phone
         $89.94 home internet & tv

         $35/mo home security

         $600/6 mo = $100/mo insurance

         $200/mo shopping (including clothing, toys, house stuff)
         $70/mo ymca

        =$2379.94

=$3399.94 total (includes adams car gas, home security we split, we split gifts, insurance, and phone, he pays me)

Career

- Clinical ladder--Trying to do some things for this year's one

- Work Tues, Wed, Thurs--This has been hard, doing more 3 in a rows this schedule---starting a bonus program so I will be working even more
- hopefully get a Nurse Facilitator Job!--extra and overtime, long days! Starting to do 4 12s a week so we have extra $$
- NCC updates- try to find some cheap CEUs---myfreece.com

Meals
Jackie and I are going to make freezer meals this month :-)

Wedding

ITS DONE!! 

Master List of December things to accomplish

• • Gotta get to the gym 3 times a week.
  • Dinner with Meme
  • Buy stuff for crafts with Zak 
  • Keep Zak doing his homework well, PSR, and soccer and basketball
  • work on clinical ladder and scrub class
  • expo tv every monday/friday--doing better
  • Call charles schwab on my IRA--hold until after the new year now
  • Change name on cc and bank accounts
  • -We are putting more money into this house to sell it. Our list is:
    New gate hinges
    Shrubs
    New front door
    New carpet
    Sprayer for house
    Paint for outside
    Take down Xmas lights
    Take down awning 
  • Pay CC 12/1  12/15 transfer $$ (savings to outside accts, house downpayment $200) then 12/29 (savings, house downpayment $200 and bills)