Friday, October 22, 2010

focus friday

Focus Friday
Just been busy here's an update!

Meal plans for the week
  • Oatmeal
  • Waffles
  • Pancakes
  • Cereal

  • turkey   sandwiches
  • tuna sandwiches/wraps
  • chicken wraps
  • salad
  • soup

  • fresh fruit
  • yoplait yogurts
  • granola bars
  • 100 calorie snack packs

Friday- Zak off to school, study ACLS, buy Riley a gift, laundry, bootcamp class at 5:45
Saturday- Riley's party for Zak at the y, workout
Sunday- hopefully have Aunt Kathie over
Monday- Zak's off school picture day!, work 7pm
Tuesday- Zak off to school, work 7pm

Wednesday- Zak off to school, swimming 4:30, meet with Fr Ted, Skating party for Zak
Zak off to school and it's pajama day, monster finger making day

Master List of October things to accomplish

  • Just get to the gym more, my bootcamp and at least 1 or 2 other days---going well
  • Work with Zak on tieing his shoes---allllllmost!!!
  • STUDY for ACLS and NRP
  • plan a day with heather
  • take off gazebo cover and fall proof the yard
  • split $1000 between house fund $265, emergency fund $265, Roth IRA that I will be opening 1/10 $416, $20 Zak
  • start scrapbooking
  • order dress---need to call grandma to measure me
  • meet with fr ted--wednesday
  • order save the dates
  • do guestlist

Saturday, October 2, 2010

October Goals in Life

I noticed its a good way to assess every area in my life....
run vs strength calendar--I ran my 5K and won 1st place!!! So proud of myself!

run with jackie and adam--Well Amy may have a heart condition so now it's just me. I have been doing my bootcamp classes, very tough! I gotta get to the gym more though.

 playdates--Gonna try to get together with heather this month. And, Zak has a birthday party!!

game nights--not this month

Zak's homework-he is so close to tieing his shoes!! He also gets extra work for home

girls nights--Not this month ethier....

date night--not sure this month, with Adam's schooling, its been hard to even see eachother

dvd movies--DONE! phew. Finally. Now, I need to start scrapping again! I will start this soon....

reading again--I have ACLS and NRP to do this month.

houseparty-I've applied for a few, but haven't got chosen :(

photobook- I printed Lydia pics, but didn't have time for a photo book.

make $$ (for wedding fund)

craigslist--reposted one, haven't heard a thing.


cans--Gotta cash in our cans....

credit card--my credit card give me 2% cash back. That cash will go to the wedding fund as well. Also, with every purchase I make I round up the dollar and throw that into the money jar.---Uh oh, we may soon have to find a new card :(

expotv--This is just a fun little website that doesn't earn anything towards $$, but little gifts that are a good thing to have, and the points are easy to get.--May 4604pts--still slackin here...I have NO time right now

inbox dollars--I like this because the revenue is pretty high. I have $11 now and i can cash in at $25. I take surveys, search things and read emails. Also this month i'm going to use coupons from there and get $.10 per coupon!--Sept $21 (made $2 this month)

hits4pay-- this is another read email site. It's really easy to get the $$, but it seems like its going to take forever to get to $25---Sept $11.80



I have put a lot of money into the house the last 6 months, but man was it worth it! It has brought the house such a nice look! Adam has worked his butt off painting and stuff. I think were an awesome team. But, there's always more to do:

  • Take down gazebo cover
  • get on dad and adam to fix the shed
  • put away tables
  • leaf day
  • Organize Closets
  • find out how much it is to fix sunroom roof and to make it 4 season --we want another estimate
  • take down tiki torches
  • fix grill cover
  • put away hose


What i'm trying to do is combine all my $$ into 2 accounts. One has over $15,000 the other only $2000, but I am making the second one grow to make $15,000 because then I get a 10% increase in interest at the end of the quarter--still doing this.

close discover accts--closed!

budget 1st pay--i'm thinking $1500...

$1000 to charles schwab--I need to keep a good amount in this acct to fund my roth. This month I will fund it
  • split $1000 between house fund $265, emergency fund $265, Roth IRA $416, $20 Zak
open pnc acct--Done with this. I should be getting my $150 soon...GOT IT!

close life insurance--I am keeping a policy called a critical illness policy. It's only $15/mo

Change over credit cards- I finally changed everything over.

Refinance- I think we gave up for now...


study calendar--I took my was hard.

register for ACLS--I registered for November. Starting to study soon

NRP--Mine expires 10/10, so I need to renew this as well this year. I gotta sign up

CEUs--I have done a few CEUs, gotta do more by the end of the year

Clinical Ladder--I have decided to participate in the clinical ladder. If I get my certification, it will surely help, but next year I will have more points if I join commitees and stuff, which I will. My level, if I get it, is $2000.


Wedding--Smartypig has us covered. We have $5693.77 now.

big savings, now 2 accounts building up one to $15000--working on this

Zak's savings--He needs his savings and his college

retirement--I rolled over my PERS, so I now have a tradiational IRA and a Roth, and a 401k that i'm currently not contributing to.

checking--I will be going through PNC for my main checking. Keeping $25 in first merit, $25 in chase, and $1000 in schwab.


Freezer cooking--I have been freezing meals, working out well!!

healthier snacks--I am choosing healthy!! Though...I love my candy :)

The other day I spent 4 hours cleaning the house. I like to clean that way, but I dont like it taking up my entire day.  I am going to adopt Colin's Stradegy over at Hip2Save starting next week.---Gotta get back on this too..

Master List of September things to accomplish

    • Just get to the gym more, my bootcamp and at least 1 or 2 other days
    • Work with Zak on tieing his shoes
    • STUDY for ACLS and NRP
    • plan a day with heather
    • take off gazebo cover and fall proof the yard
    • split $1000 between house fund $265, emergency fund $265, Roth IRA that I will be opening 1/10 $416, $20 Zak
    • start scrapbooking
    • order dress
    • meet with fr ted
    • order save the dates
    • do guestlist 

October financial goals

Expenses I expect this month:
  • nothing out of the norm...
  • Wedding plans this month:
  • meet with fr. ted and schedule stuff---going to call him for the 12th
  • adam finishes typing up the list, i get addresses
  • order save the dates
  • get measured for my dress :)
  • get ahold of honeymoon travel agent
  • still stuck on florist..
For my accounts according to
Red is last month  Orange is this month
  • Chase (low yeild checking):  $88.18 $82.35 down $5.83
  • Charles Schwab (high yeild checking): $873.06 $827.47 down 45.59
  • Charles Schwab savings: $552.91 $180.13 down $372.78
  • PNC $2500.16 $758.79 down 1741.37
  • PNC $10 $10.01up $.01
  • PNC $10 $10.02  up $.02
  • First Merit checking:  $2285.49 $2239.77 down 45.72
  • Capital One emergency: $19031.78 19052.75 up 20.97
  • Capital One Savings: $5788.57 $6325.22 up $536.55
  • Smartypig (our wedding fund): $3677.31 $5693.77 up $2016.46
  • Charles Schwab Roth IRA (5/09 opened):  $8197.04 $8695.20 up 498.16
  • LHS retirement account(stopped contributing 5/10):  $3881.09 $4150.41 up $269.32
  • OPERS retirement account(account now closed, opened Traditional IRA 5/10): $10123.07 $10123.16 up $.08
  • Zak's Etrade savings account: $2723.50 $2751.51 up $28.01
  • Zak's CollegeAdvantage fund: $1182.95 $1263.84 up $80.89
  • MISC
  • Coupon savings this month: $18.48
  • Speedy points:  140564 141314 up 750
  • Swagbucks!: 805 964 up 159
  • Spending this month ( I round up all transactions to the nearest dollar and add it to the change jar)- $38 which is low, which is good means i didn't spend alot, but ill contribute more... ( with coupon savings)

Total gained: $557.55 (does not include smartypig and retirement funds/zak's accounts)