Wednesday, June 1, 2011

June Financial Goals

Expenses I expect this month:
-Realtor fees and more house updates plus Camp

Wedding plans this month:
-meet with lydia for flowers (end of the week and we're then done)
-book cake appt after we get the house listed
-call musician for church (adam's on it)

-print out address labels at your work and i'll start addressing the invites, we dont send them til July, but at least they will be done.
-put in for mollys flower
-Try another day for sephora
-Try on my dress again
-Work on Reception Song list

For my accounts according to
Red is last month  Orange is this month
  • Charles Schwab (high yeild checking):  $1913.75 1909.16 down $4.59
  • Charles Schwab savings:  $1079.59 $1153.57 up $73.98
  • PNC   $3292.05 $5302.61 up $2010.56
  • PNC  $10.01 same
  • PNC   $10.07 $10.08 up $.01 (once we hit our smarty pig goal money will go in here for our down payment, overtime and $200 from my Roth IRA)
  • Capital One emergency:   $16398.65 9713.64 (We paid off Adams mom and ill replenish this with wedding money $6700) down $6685.01
  • Capital One Savings: $879.22 $1080.79 up $201.57
  • Smartypig (our wedding fund): $13008,75 $14558.75 up $1550
  • Charles Schwab Roth IRA (5/09 opened): $10616.60 $10597.43 down $19.17
  • LHS retirement account: $5027.35 $5206.57 up $179.22
  • OPERS retirement account(account now closed, opened Traditional IRA 5/10):  $10123.76 $10123.84 up $.08
  • Zak's Etrade savings account: 2971.50 $2914.31 down $57.19 (I must have had last month's wrong because I added $40)
  • Zak's CollegeAdvantage fund:  $1520.59 $1588.54 up $67.95
  • MISC
  • ATM savings this month: $18.75
  • Speedy points:   144365 144766 up 401
  • Swagbucks!: 2272 2333 up 61

Total gained: $2084.54 (thanks clinical ladder)

June Goals in Life



- 2 days a week do bootcamp at the Y, EA sports or run other days - I have been slacking. We have been so busy this month in the yard, it's insane. But I did buy a bootcamp pass for beachwood, I am going to go do that in June

- Zak library days once every couple weeks--Too nice out to go there.
- Meme's house once a week for dinners--Haven't cooked much of anything :(
- start a book--Look!! I have a list!
Vanishing Acts
The Next thing on my List
The Last Kiss
The Choice
The Holocaust Diaries 
My horizontal life Been too busy again this month!!
- date nights/family nights 1 day a week--Sat/Sun--We are getting family time between all this
Make Money
- inbox dollars: $19.49 (with 56 unread emails, sheesh!)
- coupons: not this month
- expo tv: Current balance: 15369(Goal: 60000)
- hit 4 pay: Current balance: $13---I think i'm giving up on this one, its too slow.
- beeZag: Current balance: 930 (goal 8000)
- ATM: This month we made: $18.75

- ipads and macbook- will pay off by next year this time. 12 mo no interest. -$215 I pay every month with Adams help
- Pay off credit card every 2 weeks--Doing well here too.

- Clean out closets (Jan,March,June,Sept)--I did the WHOLE house declutter!
- Randi clean once a month-- She cleaned the other day which is helping us!
- We need to sell our house.- Jody comes Friday!
- Fix little things, paint touch ups etc - We haven't slacked here!!

2011 budget

all year savings
- $500/mo wedding (from PNC acct)
- Zaks $25/mo in savings and budget for camp ($115/week for 10 weeks i believe) (from charles schwab acct)
- House funds and Emergency fund $100 in each/mo (was $265/mo for both accounts, but i'm decreasing it next year) (from Charles Schwab acct)
- Roth $416/mo (from Charles Schwab acct)--decreasing to $216/mo and other $200 will go to savings for a down payment
= $13,692 + $1,150 for camp = $1236/mo then bills. ($756 transferred to Charles Schwab account from PNC acct)

Working an extra 12 hr shift a pay until the wedding so we can pay it!
then: $50/wk groceries
         $50/mo gas
         $60/mo cleaning lady
         $72/mo electric
         $790/mo mortgage
         $182/mo in car gas
         $20/mo life insurance
         $40/mo entertainment (people over, going out etc)
         $30/mo pharmacy 
         $20/mo fast food (we are no longer buying out coffee)
         $110/mo gifts
         $215/mo macbook ipads
         any auto repairs i'll pull from savings
         $180/mo cell phone and home internet
         $100/mo house stuff/decor etc

=$3205 total 

This is tight, but so far so good.

- Clinical ladder--Got my check :)
- Work wed/thurs sat/sun--This has been hard
- hopefully get a Nurse Facilitator Job!--Got some overtime the last few weeks too!

Here's a big list of meals I created, i'll cross them off as we eat them :)

All in one pasta

Chicken Cacciatore

Slow cooker Beef stew

Awesome slow cooker meatballs

Slow cooker Chicken Cacciatore

Slow cooker Ravioli Casserole (crowd size)

Favorite Meatloaf

Cheesy Salsa Mini Meatloafs

Bruschetta Chicken Bake

Slow cooker beef strogonoff

Slow cooker white chicken chili

Pumpkin Lasagna

Shepherds pie

Layered Fiesta Casserole

Cream Chicken Bacon Penne

Spaghetti Bolgonese

Wisconsin Cheddar Cheese soup

Slow cooker cream cheese chicken

Easy Crockpot Salsa Chicken

Swiss Veggie Casserole

Spinach Stuffed Chicken Breasts

Chicken and Brocoli Alfredo

Chicken and rice divan

Chicken Primavera with Pasta

Overnight oatmeal

Bistro Chicken

Broccoli Stuffed Chicken Breasts

Italian Marinated Chicken

Unstuffed Peppers

Taco Salad Bowls

Skillet Chicken and Vegetable Parmesan

Skillet Garlic Chicken

Hearty Italian Chicken Chowder

Foil pack Bruschetta Chicken Bake

Tasty 2 step Chicken

Slow cooker Chicken and Dumplings

Mozzerella Stuffed Meatloaf

Chicken Broccoli and Mushroom Bake
Healified Fettichini Alfredo

Three bean turkey Chili

Chicken Penne Florentine Bake

Grilled Turkey Club

Chuckwagon Chili Mac

bbq roasted chicken with parmesan potatoes

Favorite grilled chicken caesar salad

We're on the 4 month countdown now!!
this is what we have done so far:
Davids Bridal: $2.16 (swatches), $77.09 for bra under my dress
The Knot: $88.39, $132.62 gifts and our cake cutter and flutes
China: $232 dress, $60.35 (Tiara)
Pat Catans: $15.83 (sand stuff, which I guess we don’t need, but we do need candles which ill get)
Church: $75 (precana)
Walmart: $21 (flower basket, ring bearer pillow)
Jelwelry: $707.85
Cake Topper: $22.96
Tux: $20 (they made me put down a deposit)
Honeymoon: $1261.98 (resort), $378.60, $378.60 (airfares)
Invites- $233.25
Hotel for us: $143.10
bubbles for ceremony- $37.13
license to wed: July 10- $44
Tip for Church- $50
save the dates: $145
my shoes: $20
Cake- $375
= $4521.91

We still have tentively:
Italian American Club (our reception)- $7000
A Crystal Clear Sound and video (our photographer, videographer, and DJ)- $2550
Liquor- $500
Florist - $117.42 + ceremony décor and boutonnières and cortèges 29.42, 8.20
Rehearsal Dinner- thinking around $250
buy candles for unity candle.

Zachary Adoption: we have to get the ball rolling here in July 


Master List of June things to accomplish
    • Gotta get to the gym 3 times a week.
    • Dinner with Meme on whatever days we can!
    • Family nights Sat/Sun
    • Get our house up on the market
    • Start looking at houses, we got the ball rolling here too
    • expo tv every monday/friday
    • finalize florist/flowers
    • book a day with baker (when the house lists)
    • Call charles schwab on my IRA (after the house lists)
    • Sign up Zak for Soccer and find out when basketball sign ups are
    • Pay CC 6/2 and 6/16 and 6/30 (extra pay this month!), transfer $$ 6/2 (OT) then 6/16 (OT and for savings and wedding) and 6/30 (OT)