A Look back at 2011 and New Years Goals for 2012

NEW YEARS 2012 GOALS

Health

-Continue with freezer meals (budget $50/wk with groceries)
-Keep Zak involved in swimming (Tuesdays 5:45pm), soccer (starting up in april), Basketball (Saturday morning)
-Only eat out with giftcards, goal is 2x/mo unless invited
-workout 3x/wk once with adam

Personal/Fun

- Holiday Camplands twice this summer if we can
- Drive to New York

- Meme's house once a week for dinners

- read 3 books by next year

- date nights/family nights 1 day a week

- adoption for Zak
- church with zak 2x/mo
- movies to dvd
- 2011 scrapbook

Make Money

- inbox dollars

- expo tv
- help Jim with pib houses

Debt

- Get rid of Quentin Rd

- Pay off credit card every 2 weeks

House

- Sell 1036 Quentin Rd

- Get a new house

- Make a trip to IKEA
- Get a new mattress from Dave

- New house then a new list

Finance

2012 budget

all year savings

- $400/mo house downpayment

- Zaks $25/mo in savings and budget for camp ($115/week for 10 weeks i believe) (from charles schwab acct)

- House funds and Emergency fund $100 in each/mo (from Charles Schwab acct)

- Roth $216/mo (from Charles Schwab acct)

= $13,692 + $1,150 for camp = $1020/mo then bills. ($756 transferred to Charles Schwab account from PNC acct)

then: $50/wk $200/mo groceries
         $75/mo gas

         $80/mo electric

         $800/mo mortgage

         $350/mo in car gas

         $20/mo life insurance

         $40/mo entertainment (people over, going out etc)

         $30/mo pharmacy 

         $20/mo fast food (including coffee)

         $110/mo gifts

         any auto repairs i'll pull from savings

         $160/mo cell phone
         $89.94 home internet & tv

         $35/mo home security

         $600/6 mo = $100/mo insurance

         $200/mo shopping (including clothing, toys, house stuff)
         $70/mo ymca

        =$2379.94

=$3399.94 total (includes adams car gas, home security we split, we split gifts, insurance, and phone, he pays me)

Look into moving my accounts all to pnc

Career

- Clinical ladder 2011 almost done, start 2012

- NCC renewal
- NRP renewal
- ACLS renewal
- BLS renewal

- CEUs--try to find some cheap CEUs---myfreece.com

- Work extra when needed

Monthly Meals

-Make a calendar of our meals of the month

Save 

- House

January Financial Goals

January Financial Goals

A new year, so let's do a new look to this!

Here are my accounts as they stand for January 2010

Personal Accounts that I will be moving to pnc


• Charles Schwab (high yeild checking): $3311


• Charles Schwab savings: $971
• Capital One Emergency: $10573
• Capital One Savings: $1086
  
  Personal Accounts at pnc

• PNC spend : $3979
• PNC reserve: $10

Joint Account at PNC

• PNC

Investments Accounts

• Charles Schwab Roth IRA (5/09 opened): $11936


• LHS retirement account: $6415


• IRA: $10124


• Zak's discover savings account: $3057


• Zak's CollegeAdvantage fund: $1500


Misc Accounts


• Speedy points: lost my card so I have to get my new card


• Swagbucks!: 2081

January Goals in Life

January

Health

-Continue with freezer meals (budget $50/wk with groceries)

-Keep Zak involved in swimming (Tuesdays 5:45pm), soccer (starting up in april), Basketball (Saturday morning) starting jan 3

-Only eat out with giftcards, goal is 2x/mo unless invited

-workout 3x/wk once with adam 

Personal/Fun

- Holiday Camplands twice this summer if we can July/Aug
- Drive to New York June?

- Meme's house once a week for dinners
- Get together with some people: Frank and Pam, Sarah and Rick, Christie, Amanda, Stacey

- read 3 books by next year Started my sisters keeper

- date nights/family nights 1 day a week

- adoption for Zak started paperwork and asked for letters

- church with zak 2x/mo

- movies to dvd start this month
- 2011 scrapbook start this month

Make Money

- inbox dollars $28

- expo tv 17739
- help Jim with pib houses wait until adam calls him

Debt

- Get rid of Quentin Rd

- Pay off credit card every 2 weeks paydays 1/5 1/19

House

- Sell 1036 Quentin Rd

- Get a new house

- Make a trip to IKEA
- Get a new mattress from Dave

- New house then a new list

all house is on hold until quentin sells

Finance

2012 budget

all year savings

- $400/mo house downpayment

- Zaks $25/mo in savings and budget for camp ($115/week for 10 weeks i believe) (from charles schwab acct)

- House funds and Emergency fund $100 in each/mo (from Charles Schwab acct)

- Roth $216/mo (from Charles Schwab acct)

= $13,692 + $1,150 for camp = $1020/mo then bills. ($756 transferred to Charles Schwab account from PNC acct)

then: $50/wk $200/mo groceries
         $75/mo gas

         $80/mo electric

         $800/mo mortgage

         $350/mo in car gas

         $20/mo life insurance

         $40/mo entertainment (people over, going out etc)

         $30/mo pharmacy 

         $20/mo fast food (including coffee)

         $110/mo gifts

         any auto repairs i'll pull from savings

         $160/mo cell phone
         $89.94 home internet & tv

         $35/mo home security

         $600/6 mo = $100/mo insurance

         $200/mo shopping (including clothing, toys, house stuff)
         $70/mo ymca

        =$2379.94

=$3399.94 total (includes adams car gas, home security we split, we split gifts, insurance, and phone, he pays me)

Look into moving my accounts all to pnc this month

Career

- Clinical ladder 2011 almost done, start 2012

- NCC renewal- by 8/12
- NRP renewal-by 4/12
- ACLS renewal- by 1/12
- BLS renewal- done waiting on card

- CEUs--try to find some cheap CEUs---myfreece.com- make sure enough for rnc

- Work extra when needed

Monthly Meals

-Make a calendar of our meals of the month- start this every month

Save 

- House

Master List of January things to accomplish

• • Every week make a list of: workouts, church, family night, and meme dinner night
  • start getting pictures for scrapbook 2011
  • start transferring dvds
  • plan meals for the month 
  • Pay CC 1/5  transfer $$ (savings to outside accts, house downpayment $200) then 1/19(savings, house downpayment $200 and bills)

December Financial Goals

Expenses I expect this month:
-Christmas is just about paid for
- $300 eye doctor and new glasses
- new budget of $2000 to fix up this house
-$25 amys birthday

POST Wedding plans this month:
-pick up dress when ready

For my accounts according to mint.com:
Red is last month Orange is this month
(We are skipping this this month bc last month was so crazy, so here's just updated totals)

• PERSONAL



• Charles Schwab (high yeild checking):  $2053.70 $2570.12 down $16.42



• Charles Schwab savings: $1051.97 $971.19 down $80.78



• PNC $5184.59 $2454.87 down $2729.72



• PNC $10.02



• PNC   $11685.67 $15218.81 (i need at add $800 this month)


• Capital One emergency:$10358.53  $10565.78 up $207.25


• Capital One Savings: $1085.33 $2570.12 up $1484.79


• INVESTMENTS



• Charles Schwab Roth IRA (5/09 opened): $11738.72 $11941.18 up$202.46



• LHS retirement account: $5945.91 $6222.79 up $276.88



• OPERS retirement account(account now closed, opened Traditional IRA 5/10): $10124.27 $10124.36 up $.09



• Zak's Etrade savings account:  $3027.84 $3055.33 up $27.49



• Zak's CollegeAdvantage fund: $1502.93 $1494.31 down $8.62



• MISC


• Speedy points: 147063 147448 up 385



• Swagbucks!:  1861 2012 up 151

Total gained: $1692.04

December Goals in Life

FOR NOVEMBER

Health

- 2 days a week do bootcamp at the Y, EA sports or run other days - Been better, still not to my 3 days a week, but maybe 2

Personal/Fun

- Zak library days once every couple weeks--He finished Banicula. We are getting work from his teacher for him to do


-Craft time- I saw on pinterest things to do with your kids, we may do some!

- Meme's house once a week for dinners- Busy with the holidays!

- start a book--Been so busy!!
Vanishing Acts
The Next thing on my List
The Last Kiss
The Choice
The Holocaust Diaries
My horizontal life Been too busy again this month!! (and yet again)

- date nights/family nights 1 day a week--Sat/Sun--We had a date night to Kalahari, last thing for us for a while, but definitely needed!!

Make Money

- inbox dollars: $26.38 (with 70 unread!)

- coupons: used some but didn't keep track

- expo tv: Current balance: 15389(Goal: 60000) (2020 pending) -did better this month, with our new internet it loads way faster!

- beeZag: Current balance: 1330 (goal 8000)
-Down the road, like 2-3 years, one of our goals is to own a couple properties out in Put in Bay.

Debt

- ipads and macbook- will pay off by next year. 12 mo no interest. -$215 I pay every month with Adams help---PAID!!!

- Pay off credit card every 2 weeks--Doing well here too.

House

- Clean out closets (Jan,March,June,Sept)--Cleaned it out 10/11

- Randi clean once a month-- We used her one time prior to the honeymoon, and won't use her now for a while.
- We need to sell our house.
- Fix little things, paint touch ups etc - Don't want to fix anything, just want it GONE! But now that thats been the plan for too long, we are going to
New gate hinges
Shrubs
New front door
New carpet
Sprayer for house
Paint for outside
Take down Xmas lights
Take down awning

Finance

2011 budget

Revised 11/1

all year savings

- $400/mo house downpayment

- Zaks $25/mo in savings and budget for camp ($115/week for 10 weeks i believe) (from charles schwab acct)

- House funds and Emergency fund $100 in each/mo (from Charles Schwab acct)

- Roth $416/mo (from Charles Schwab acct)---cutting back to $200

= $13,692 + $1,150 for camp = $1020/mo then bills. ($756 transferred to Charles Schwab account from PNC acct)

then: $50/wk $200/mo groceries
         $75/mo gas

         $80/mo electric

         $800/mo mortgage

         $350/mo in car gas

         $20/mo life insurance

         $40/mo entertainment (people over, going out etc)

         $30/mo pharmacy 

         $20/mo fast food (including coffee)

         $110/mo gifts

         any auto repairs i'll pull from savings

         $160/mo cell phone
         $89.94 home internet & tv

         $35/mo home security

         $600/6 mo = $100/mo insurance

         $200/mo shopping (including clothing, toys, house stuff)
         $70/mo ymca

        =$2379.94

=$3399.94 total (includes adams car gas, home security we split, we split gifts, insurance, and phone, he pays me)

Career

- Clinical ladder--Trying to do some things for this year's one

- Work Tues, Wed, Thurs--This has been hard, doing more 3 in a rows this schedule---starting a bonus program so I will be working even more
- hopefully get a Nurse Facilitator Job!--extra and overtime, long days! Starting to do 4 12s a week so we have extra $$
- NCC updates- try to find some cheap CEUs---myfreece.com

Meals
Jackie and I are going to make freezer meals this month :-)

Wedding

ITS DONE!! 

Master List of December things to accomplish

• • Gotta get to the gym 3 times a week.
  • Dinner with Meme
  • Buy stuff for crafts with Zak 
  • Keep Zak doing his homework well, PSR, and soccer and basketball
  • work on clinical ladder and scrub class
  • expo tv every monday/friday--doing better
  • Call charles schwab on my IRA--hold until after the new year now
  • Change name on cc and bank accounts
  • -We are putting more money into this house to sell it. Our list is:
    New gate hinges
    Shrubs
    New front door
    New carpet
    Sprayer for house
    Paint for outside
    Take down Xmas lights
    Take down awning 
  • Pay CC 12/1  12/15 transfer $$ (savings to outside accts, house downpayment $200) then 12/29 (savings, house downpayment $200 and bills)

November Goals in Life

FOR NOVEMBER

Health

- 2 days a week do bootcamp at the Y, EA sports or run other days - With the miscarriage last month, I have been taking it easy (too easy), dealing with some depression and physical strain, I need to get out of my rut.

Personal/Fun

- Zak library days once every couple weeks--He gets books from the library right now at school, and with how busy we are, its unrealistic to try and go to the library.

- Meme's house once a week for dinners--She is now going to be struggling with Cancer again. We will be doing dinners

- start a book--Been so busy!!
Vanishing Acts
The Next thing on my List
The Last Kiss
The Choice
The Holocaust Diaries
My horizontal life Been too busy again this month!! (and yet again)

- date nights/family nights 1 day a week--Sat/Sun--Adam claims hes planning a date night lol well see

Make Money

- inbox dollars: $26.38 (with 20 unread!)

- coupons: used some but didn't keep track

- expo tv: Current balance: 15389(Goal: 60000) (2020 pending) -did better this month, with our new internet it loads way faster!

- beeZag: Current balance: 1330 (goal 8000)
-Down the road, like 2-3 years, one of our goals is to own a couple properties out in Put in Bay.

Debt

- ipads and macbook- will pay off by next year. 12 mo no interest. -$215 I pay every month with Adams help

- Pay off credit card every 2 weeks--Doing well here too.

House

- Clean out closets (Jan,March,June,Sept)--Cleaned it out 10/11

- Randi clean once a month-- We used her one time prior to the honeymoon, and won't use her now for a while.
- We need to sell our house.- Just being patient...had one showing, didn't want it...Our realtor wants us to go looking again this month
- Fix little things, paint touch ups etc - Don't want to fix anything, just want it GONE!

Finance

2011 budget

Revised 11/1

all year savings

- $400/mo house downpayment

- Zaks $25/mo in savings and budget for camp ($115/week for 10 weeks i believe) (from charles schwab acct)

- House funds and Emergency fund $100 in each/mo (from Charles Schwab acct)

- Roth $416/mo (from Charles Schwab acct)

= $13,692 + $1,150 for camp = $1236/mo then bills. ($756 transferred to Charles Schwab account from PNC acct)

then: $50/wk $200/mo groceries
         $75/mo gas

         $80/mo electric

         $800/mo mortgage

         $350/mo in car gas

         $20/mo life insurance

         $40/mo entertainment (people over, going out etc)

         $30/mo pharmacy 

         $20/mo fast food (including coffee)

         $110/mo gifts

         any auto repairs i'll pull from savings

         $160/mo cell phone and
         $89.94 home internet & tv

         $35/mo home security

         $600/6 mo = $100/mo insurance

         $200/mo shopping (including clothing, toys, house stuff)
         $70/mo ymca

        =$1724

=$2960 total (includes adams gas and phone, he pays me)

Career

- Clinical ladder--Trying to do some things for this year's one

- Work Tues, Wed, Thurs--This has been hard, doing more 3 in a rows this schedule
- hopefully get a Nurse Facilitator Job!--extra and overtime, long days!
- NCC updates- try to find some cheap CEUs---myfreece.com
-Pick a day to teach CPR for hospital
-Pick a day to start teaching scrub classes

Meals
Tumblr. I need to update more. I did make a monthly meal calendar this month.

Wedding

ITS DONE!! But lets look at post wedding to dos:
Mail thank you cards
pick out pics for the wall

Master List of November things to accomplish

• • Gotta get to the gym 3 times a week.
  • Dinner with Meme
  • pick out pics for our wall
  • mail thank you cards
  • Keep Zak doing his homework well, PSR, and soccer and basketball
  • work on clinical ladder and CEUs, scrub class, and cpr class
  • expo tv every monday/friday--doing better
  • Call charles schwab on my IRA--hold until after the new year now
  • Change name on cc and bank accounts
  • Pay CC 11/3 add up adams chuck purchases and 11/17 add up adams chuck purchases , transfer $$ 11/3 (savings to outside accts, house downpayment $200) then 11/17(savings, house downpayment $200 and bills)
    

November Financial Goals

Expenses I expect this month:
-Black Friday - $500 (hopefully all xmas shopping is that!)
- Dad's Birthday -$50

Wedding plans this month:
SO happy this is over, new column
POST Wedding plans this month:
-More thank you cards!-- mail them out!
-pick out a couple pics for the wall--we picked one so far lol
-pick up dress when ready
-change my name - couple more places to do it

For my accounts according to mint.com:
Red is this month Orange is last month
(We are skipping this this month bc last month was so crazy, so here's just updated totals)

• PERSONAL



• Charles Schwab (high yeild checking): $2068.33 $2053.70 down $14.63



• Charles Schwab savings: $1051.97 $1051.97 same



• PNC $1751.65 $5184.59 up $3432.94



• PNC $10.02



• PNC $2723.93 $14409.60 (with wedding deposit and saving $400/mo) $11685.67 (im not counting this in the total saved this month)


• Capital One emergency: $10148.56 $10358.53 up $209.97



• Capital One Savings: $1084.55 $1085.33 up $.78



• Smartypig (our wedding fund): $13008,75 $14558.75 closed and moved $16041 to adam's savings for save keeping, we made it :)



• INVESTMENTS



• Charles Schwab Roth IRA (5/09 opened): $11345.56 $11738.72 up $393.16



• LHS retirement account: $5072.61 $5945.91 up $873.30



• OPERS retirement account(account now closed, opened Traditional IRA 5/10): $10124.19 $10124.27 up $.08



• Zak's Etrade savings account: $3000.29 $3027.84 up $27.84



• Zak's CollegeAdvantage fund: $1353.20 $1502.93 up $149.73



• MISC


• Speedy points: 146809 147063 up 254



• Swagbucks!: 1702 1861 up 159

Total gained: $3643.69

October Goals in Life

FOR OCTOBER

Health

- 2 days a week do bootcamp at the Y, EA sports or run other days - I restarted bootcamp at the Y, also if we ever get breaks and aren't exhausted by morning, we try to run after work. With winter coming again, I may restart EA sports.

Personal/Fun

- Zak library days once every couple weeks--He gets books from the library right now at school, and with how busy we are, its unrealistic to try and go to the library.

-Pumpkin carving with Zak

-Pattersons farm with Zak

- Meme's house once a week for dinners--Had her over a couple times, and will continue to.

- start a book--Been so busy!!
Vanishing Acts
The Next thing on my List
The Last Kiss
The Choice
The Holocaust Diaries
My horizontal life Been too busy again this month!!

- date nights/family nights 1 day a week--Sat/Sun--We just want time together as a family!

Make Money

- inbox dollars: $24.56 (with 91 unread emails, sheesh!)

- coupons: used some but didn't keep track

- expo tv: Current balance: 15379(Goal: 60000) -- same

- beeZag: Current balance: 1330 (goal 8000)
-Down the road, like 2-3 years, one of our goals is to own a couple properties out in Put in Bay.

Debt

- ipads and macbook- will pay off by next year this time. 12 mo no interest. -$215 I pay every month with Adams help

- Pay off credit card every 2 weeks--Doing well here too.

House

- Clean out closets (Jan,March,June,Sept)--I have to go through wedding stuff, it may not be this month, also my closet needs cleaned out again

- Randi clean once a month-- We used her one time prior to the honeymoon, and won't use her now for a while.
- We need to sell our house.- Just being patient
- Fix little things, paint touch ups etc - Trying to keep it up.

Finance

2011 budget

Revised 10/1

all year savings

- $400/mo housefund (from PNC acct)

- Zaks $25/mo in savings and budget for camp ($115/week for 10 weeks i believe) (from charles schwab acct)

- House funds and Emergency fund $100 in each/mo (was $265/mo for both accounts, but i'm decreasing it next year) (from Charles Schwab acct)

- Roth $216/mo (from Charles Schwab acct)

= $841 + $1,150 for camp = $1991/mo then bills. ($441 transferred to Charles Schwab account from PNC acct then $400 into savings at pnc)

Trying to work a little extra here and there, but lately I just want to be HOME!

then: $50/wk groceries

$72/mo gas

$60/mo cleaning lady--not always used

$90/mo electric

$800/mo mortgage

$182/mo in car gas

$20/mo life insurance

$40/mo entertainment (people over, going out etc)

$30/mo pharmacy

$20/mo fast food (including coffee)

$110/mo gifts (this is rounded for the whole year)
$215/mo macbook ipads

any auto repairs i'll pull from savings

$215/mo cell phone and home internet (id like to shop for cheaper internet again)

$100/mo house stuff/decor etc
$35/mo on new home security system

=$1804

=$3795 total

Change my name on our accounts this month

Career

- Clinical ladder--Trying to do some things for this year's one

- Work Tues, Wed, Thurs--This has been hard
- hopefully get a Nurse Facilitator Job!--extra and overtime, long days!
- NCC updates- try to find some cheap CEUs
-Start studying ACLS for the mock code 10/17

Meals
Tumblr. I need to update more

Wedding

ITS DONE!! But lets look at post wedding to dos:

Pick out pics for wall
Upload pics to CVS

Master List of October things to accomplish

• • Gotta get to the gym 3 times a week.
  • Dinner with Meme on whatever days we can! (start planning it in the week again)
  • Pattersons farm with Zak
  • Pumpkin Carving
  • pick out pics for our wall
  • upload pics to cvs.com
  • Keep Zak doing his homework well, PSR, and soccer and basketball
  • declutter closets (mine and upstairs)
  • work on clinical ladder and CEUs
  • expo tv every monday/friday--TRY to get back to this and inbox dollars
  • Call charles schwab on my IRA--hold until after the new year now
  • Get Meme bday card
  • Change name on cc and bank accounts
  • Schedule with realtor
  • Start studying ACLS
  • Pick out something to make for Zak's halloween party
  • Maybe buy Airport and Apple TV
  • Pay CC 10/6 add up adams chuck purchases and 10/20 add up adams chuck purchases , transfer $$ 10/6 (savings to outside accts, house downpayment $200) then 10/20 (savings, house downpayment $200 and bills)
    
  
  

October Financial Goals

Expenses I expect this month:
-Baltimore Trip: $300
-Sarah's Wedding: $100
-Jaimie's Shower: Already have gifts
-Halloween: $50 on costumes

Wedding plans this month:
SO happy this is over, new column
POST Wedding plans this month:
-More thank you cards!
-Get all the pics uploaded to CVS to print
-pick out a couple for the wall
-organize the upstairs closet
-pick up dress when ready
-change my name

For my accounts according to mint.com:
Red is last month Orange is this month
(We are skipping this this month bc last month was so crazy, so here's just updated totals)

• PERSONAL



• Charles Schwab (high yeild checking): $2068.33



• Charles Schwab savings: $1051.97



• PNC $2945.51 $1751.65 down $1193.86



• PNC $10.02
  



• PNC $2723.93
  


• Capital One emergency: $10148.56
  



• Capital One Savings: $1084.55



• Smartypig (our wedding fund): $13008,75 $14558.75 closed and moved $16041 to adam's savings for save keeping, we made it :)



• INVESTMENTS



• Charles Schwab Roth IRA (5/09 opened): $11345.56



• LHS retirement account: $5072.61



• OPERS retirement account(account now closed, opened Traditional IRA 5/10): $10124.19



• Zak's Etrade savings account: $3000.29



• Zak's CollegeAdvantage fund: $1353.20



• MISC


• Speedy points: 146809



• Swagbucks!: 1702

Total gained: $0, we're starting over

August Goals in Life

FOR AUGUST

Health

- 2 days a week do bootcamp at the Y, EA sports or run other days - I have started another bootcamp with my friend Anna. Also the girls and I after work started to run :)

Personal/Fun

- Zak library days once every couple weeks--We are going to go this week

- Meme's house once a week for dinners--Had her over 2x and will continue to

- start a book--Been so busy!!
Vanishing Acts
The Next thing on my List
The Last Kiss
The Choice
The Holocaust Diaries
My horizontal life Been too busy again this month!!

- date nights/family nights 1 day a week--Sat/Sun--No money to :( We did do a puzzle together tonight :)

Make Money

- inbox dollars: $23.17 (with 18 unread emails, sheesh!)

- coupons: used some but didn't keep track

- expo tv: Current balance: 15379(Goal: 60000) -- same

- hit 4 pay: Current balance: $13---I think i'm giving up on this one, its too slow.
- beeZag: Current balance: 1330 (goal 8000)
- ATM: This month we made: $25

Debt

- ipads and macbook- will pay off by next year this time. 12 mo no interest. -$215 I pay every month with Adams help

- Pay off credit card every 2 weeks--Doing well here too.

House

- Clean out closets (Jan,March,June,Sept)--I have to go through it this month because Adam threw things everywhere when we had a showing

- Randi clean once a month-- We used her one time
- We need to sell our house.- Just being patient
- Fix little things, paint touch ups etc - All done, just chilling out now, keeping it clean and tidy. I would like to clean the garage a little bit

Finance

2011 budget

all year savings

- $500/mo wedding (from PNC acct)

- Zaks $25/mo in savings and budget for camp ($115/week for 10 weeks i believe) (from charles schwab acct)

- House funds and Emergency fund $100 in each/mo (was $265/mo for both accounts, but i'm decreasing it next year) (from Charles Schwab acct)

- Roth $416/mo (from Charles Schwab acct)--decreasing to $216/mo and other $200 will go to savings for a down payment

= $13,692 + $1,150 for camp = $1236/mo then bills. ($441 transferred to Charles Schwab account from PNC acct then $200 into savings at pnc)

Working an extra 12 hr shift a pay until the wedding so we can pay it!

then: $50/wk groceries
 $50/mo gas

$60/mo cleaning lady

$72/mo electric

$790/mo mortgage

$182/mo in car gas

$20/mo life insurance

$40/mo entertainment (people over, going out etc)

$30/mo pharmacy

$20/mo fast food (we are no longer buying out coffee)

$110/mo gifts
$215/mo macbook ipads

any auto repairs i'll pull from savings

$180/mo cell phone and home internet

$100/mo house stuff/decor etc

=$1869

=$3205 total

This is tight, but so far so good.

Career

- Clinical ladder--Got my check :) the 2011 one came out and i am starting on that

- Work wed/thurs sat/sun--This has been hard
- hopefully get a Nurse Facilitator Job!--extra and overtime, long days!

Meals
Starting with a new list from my other blog
Chicken Enchiladas we had tonight.

Wedding

We're on the 1 month countdown now!!

this is what we have done so far:

Davids Bridal: $2.16 (swatches), $77.09 for bra under my dress
The Knot: $88.39, $132.62 gifts and our cake cutter and flutes
China: $232 dress, $60.35 (Tiara)
Pat Catans: $15.83 (sand stuff, which I guess we don’t need, but we do need candles which ill get)
Church: $75 (precana)
Walmart: $21 (flower basket, ring bearer pillow)
Jelwelry: $707.85
Cake Topper: $22.96
Tux: $20 (they made me put down a deposit)
Honeymoon: $1261.98 (resort), $378.60, $378.60 (airfares)
Invites- $233.25

Hotel for us: $143.10

bubbles for ceremony- $37.13

license to wed: July 10- $44

Tip for Church- $50

save the dates: $145

my shoes: $20

Cake- $300 –paid

Tuxes- $60 – paid (we need it back)

= $4521.91

We still have tentively:
Italian American Club (our reception)- $7000
A Crystal Clear Sound and video (our photographer, videographer, and DJ)- $2550
Liquor- $500 –paid ($280 so far)
Placecards
Programs:
Florist - $117.42 + ceremony décor and boutonnières and cortèges 29.42, 8.20
Rehearsal Dinner- thinking around $250

Tip for church: $50

buy candles for unity candle.

Things to do this month:

Finish the song list for the DJ – Adam has one more song to add

-make thank you sign, I’ll make that this month

buy candy for reception, I’ll buy that this month too

buy candles for unity candle

pack for honeymoon & overnight bag after wedding

Have Jackie test my makeup after a spray tan (August something)

manicure and pedicure (I’m gonna do press on nails and a pedicure)

-print off ceremony booklets and readings (Hopefully Britt will print one and I can get them copied)

-placecards start this month

-call pat catans and confirm flowers (august 15)

-call limo company and confirm (august 15)

-call calas for catering (august 15)

-call Lee for seating arraignments and finalize food

-call Maria the cake lady

Master List of August things to accomplish

• • Gotta get to the gym 3 times a week.
  • Dinner with Meme on whatever days we can!
  • Family nights still remain
  • Zak starts school and soccer :) so go shopping for school supplies
  • clean out garage
    
  • declutter closets
  • start clinical ladder and CEUs
  • make snack list for zaks soccer team
    
  • expo tv every monday/friday--hold again for this month til after the wedding
    
  • finish our RSVPs
    
  • finish song list
  • Call charles schwab on my IRA--hold until after the wedding
  • buy candy for wedding, placecards, unity candle, thank you sign, print and copy ceramony programs
  • call wedding places 8/15 and finish rsvps 8/15
  • book a day for jackie to do my makeup (spray tan day before)
  • book a pedicure for 9/9am
    
  • Pay CC 8/11 add up adams chuck purchases and 8/25 add up adams chuck purchases , transfer $$ 8/11 (savings to outside accts, wedding $250 last month!!) then 8/25 (savings, wedding $250 and bills)