Wednesday, December 28, 2011

A Look back at 2011 and New Years Goals for 2012



-Continue with freezer meals (budget $50/wk with groceries)
-Keep Zak involved in swimming (Tuesdays 5:45pm), soccer (starting up in april), Basketball (Saturday morning)
-Only eat out with giftcards, goal is 2x/mo unless invited
-workout 3x/wk once with adam

- Holiday Camplands twice this summer if we can
- Drive to New York
- Meme's house once a week for dinners
- read 3 books by next year
- date nights/family nights 1 day a week
- adoption for Zak
- church with zak 2x/mo
- movies to dvd
- 2011 scrapbook

Make Money
- inbox dollars
- expo tv
- help Jim with pib houses

- Get rid of Quentin Rd
- Pay off credit card every 2 weeks

- Sell 1036 Quentin Rd
- Get a new house
- Make a trip to IKEA
- Get a new mattress from Dave
- New house then a new list

2012 budget

all year savings
- $400/mo house downpayment
- Zaks $25/mo in savings and budget for camp ($115/week for 10 weeks i believe) (from charles schwab acct)
- House funds and Emergency fund $100 in each/mo (from Charles Schwab acct)
- Roth $216/mo (from Charles Schwab acct)
= $13,692 + $1,150 for camp = $1020/mo then bills. ($756 transferred to Charles Schwab account from PNC acct)

then: $50/wk $200/mo groceries
         $75/mo gas
         $80/mo electric
         $800/mo mortgage
         $350/mo in car gas
         $20/mo life insurance
         $40/mo entertainment (people over, going out etc)
         $30/mo pharmacy 
         $20/mo fast food (including coffee)
         $110/mo gifts
         any auto repairs i'll pull from savings
         $160/mo cell phone
         $89.94 home internet & tv
         $35/mo home security
         $600/6 mo = $100/mo insurance
         $200/mo shopping (including clothing, toys, house stuff)
         $70/mo ymca

=$3399.94 total (includes adams car gas, home security we split, we split gifts, insurance, and phone, he pays me)

Look into moving my accounts all to pnc

- Clinical ladder 2011 almost done, start 2012
- NCC renewal
- NRP renewal
- ACLS renewal
- BLS renewal
- CEUs--try to find some cheap
- Work extra when needed

Monthly Meals

-Make a calendar of our meals of the month

- House

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