April Financial Goals

Last month:

• Cut back on grocery bill, clip coupons--Trying to do $100/mo this month
  

• split $1000 between house fund $265, emergency fund $265, Roth IRA that I will be opening 1/10 $416, $20 Zak

• I have my emergency fund established and that's the rest of my savings. I would contribute my $265 from emergency and $265 of house plus rest of money into it every month. I have to look into it more though. Now as i look i'm thinking Capital One's Intrest plus saving account. Well I used that account and if you maintain a $15000 every month then you get a 10% increase in interest at the end of the quarter. I will be able to do that. I moved my money today and then moved my emergency fund which I dont get the 10% on but still a way better interest rate. I also will be moving Zak's savings and house savings when they get bigger ($2500 at least)---started 2/10
  
• Finish offers for the $500 visa giftcard--GOT IT!! Using for Gas this month.

This Month:

• SPRING CLEAN
  
• plant grass and rota-til backyard
• keep making meals every night

• use the "envelope" system this month to pay things. At the end of the month all the singles and change will go into our awesome Hawaiian punch saving jug for the wedding :) (i've decided for next month i'll go back to using my credit card and just every purchase ill do the same, milk $1.50= $.50 to wedding fund etc and add it all in at the end of the month.
  
• Host Zak's Birthday party
  
• Help Adam host his mom's party

NEW COLUMN:

Expenses I expect this month:

• Yard ($300 i want a weed wacker and leaf blower)
• Party ($100)
• Gifts ($100 zak and michaella bday and easter)
• Kelly's wedding ($25)
• doctors ($50)
• total expected expenses: $575
  Wedding plans this month:
• preliminary guest list
• call and see how much it is going to be to cater
• call dry cleaning places for dress cleaning (look in entertainment book)
• insure ring
• call the church

Ok Red is last month and Purple is this months:
For my accounts according to mint.com:

• PERSONAL
  
• Etrade (high yeild savings account): 1,475.52 3977.66 up $2502.14
  
• Etrade (house fund): $265.36 932.64 up $667.28
• Etrade (emergency fund): $1.66 same
• Chase (low yeild checking): $3,972.55 $180.80 down $3791.75
• Charles Schwab (high yeild checking): $1831.59 $1831.59 same
• Charles Schwab savings: 1,281.97 $1281.97 same
• First Merit checking: 1,022.48 $2763.18 up $1740.70
• Capital One emergency: $15,015.39 $15,032.08 up 16.69
  
• Capital One Savings: $3,933.83 $4,203.48 up 569.65
  
  
• INVESTMENTS
• Charles Schwab Roth IRA (5/09 opened): 6,101.59 same
  
• LHS retirement account: 3,740.13 $4066.26 down $326.13
  
• OPERS retirement account: $8,454.47 $9168.35 up $713.88
  
• Zak's Etrade savings account: 1,535.34 $1575.93 up $40.59
  
• Zak's CollegeAdvantage fund: 1,126.59 $1208.84 up $28.69
• MISC
  
• Coupon savings this month: $96.98! (go adam for an AWESOME dunkin donuts deal!)
  
• Speedy points: 148282 up 406
  
• Swagbucks! New: 680 (all swagbucks are now 10)
  
• Shop at home.com points: $13.62 same

Totals: up $5496.46 actual money for March. That's better...