February Financial Goals

Last month:

• Move housefund money to pay off windows and then pay for some of washer and dryer--YAY!!!
• buy electric fireplace for the sunroom--looks FANTASTIC!
  
• buy paint for rooms--done!
• start the kitchen makeover--pretty much completed
  
• plan a day for family/friends to visit--about 3 weeks ago we have a bunch of people over
  
• plan a night for a adam and janine date (we havent had one yet lol)---still none lol
  
• re email refinance guy and tax lady--not going to refinance, and I have to wait on bank statements

Goals for February:

• Cut back on grocery bill, clip coupons--Trying to do $100/mo this month
  

• Start contributing $275/mo for 11 months to windows bill (started 7/09)--PAID!!
  

• split $1000 between house fund $265, emergency fund $265, Roth IRA that I will be opening 1/10 $416, $20 Zak

• Invest 7,217.66 into a money market account. I have my emergency fund established and that's the rest of my savings. I would contribute my $265 from emergency and $265 of house plus rest of money into it every month. I have to look into it more though. Now as i look i'm thinking Capital One's Intrest plus saving account. Well I used that account and if you maintain a $15000 every month then you get a 10% increase in interest at the end of the quarter. I will be able to do that. I moved my money today and then moved my emergency fund which I dont get the 10% on but still a way better interest rate. I also will be moving Zak's savings and house savings when they get bigger ($2500 at least)
  

• Consider refinancing

• I also would like to cut back on the home supplies/improvement this month. Spent a lot on the kitchen last month.

• Make appointment with Tax lady
  

Ok Red is last month and Purple is this months:
For my accounts according to mint.com:

• PERSONAL
  
• Etrade (high yeild savings account): 18,786.58 $1494.76 down $2291.82
  
• Etrade (house fund): 2,705.44 $265.26 down $2440.18
• Etrade (emergency fund): $3,131.87 $1.66 up $809.59
• Chase (low yeild checking): $2,324.96 $3267.78 up $942.82
• Charles Schwab (high yeild checking): $258.03 $2252.82 up $1994.79
• Charles Schwab savings: $3,022.43 $1658.15 down $1364.27
• First Merit checking: $2,113.38 $2028.77 down $1364.27
• Capital One emergency: $15,000
  
• Capital One Savings: $3939.80
  
  
• INVESTMENTS
• Charles Schwab Roth IRA (5/09 opened): $5,257.59 $5666.60 up $409.01
• LHS retirement account: $3,599.09 $3056.55 down $542.54
  
• OPERS retirement account: $7,090.20 $8089.66 up $999.46
  
• Zak's Etrade savings account: $1,453.49 $1,494.11 up $40.62
  
• Zak's CollegeAdvantage fund: $822.60 $1097.90 up $275.30
• MISC
  
• Coupon savings this month: $92.78
  
• Speedy points: 145400 147876 up 2476
  
• Swagbucks! New: 66
  
• Shop at home.com points: $13.62 same

Totals: up $3747.20 actual money for February