Monday, August 6, 2012

August Goals in Life



-Continue with freezer meals (budget $50/wk with groceries)—I have a few saved. I'm going to wait another month and a half then start making some for when Jimmy's here. I may have Adam help me on a Sunday.
-Keep Zak involved He is signed up for Soccer, he helped paint his brothers room :) and we are still working on "homework" prior to starting school
-Only eat out with giftcards, goal is 2x/mo unless invited—We are on a budget now...
-workout 3x/wk once with adam —I have been doing walks around our neighborhood and also swimming with Zak on my days off. Just been tired so some days I need to be lazy.

- Holiday Camplands twice this summer if we can- We went :) We would like to go for a day this month...Maybe August 18th.
- Meme's house once a week for dinners--We have to get her over here...weve still be bad with this...
- Get together with some people: Frank and Pam, Sarah and Rick, Christie, Amanda, Stacey
---playdates have taken over here.
- read 3 books by next year – My sisters keeper is done. Working on Fifty Shades of Grey and Belly Laughs...done with those, reading Fifty Shades Darker
- date nights/family nights 1 day a week---Date night is coming soon. We are doing prenatal massage and then our anniversary in Sept!
- adoption for Zak.---July 3rd.---Thank you God this is over!!!
- church with zak 2x/mo- I’m a terrible christian...
- movies to dvd –I have to find our dvds….done with this. I have to charge the cameras
- fill frames –I have a few frames to fill in the house. I am seeing where finances are. We have pictures picked out though.

Make Money
- inbox dollars $33.67 with 26 unread –Gotta do more here
- expo tv 18099–got a little more this month. Gotta stay on this too.

- Get rid of Quentin Rd—Thank God!
- Pay off credit card every 2 weeks paydays 8/9 and 8/23

- Do retaining wall- Big expense here but worth it. It's all done.
- get jimmys room started and paint for his and zaks and bathrooms--done with this.
- Get pictures back up in hallway--waiting on expenses for now we have a good start
-painting Zaks room and our bathrooms-then were holding off on painting for a bit
Dreaming big...
in the future we want grass, patio with firepit and hot tub :) Also painting all the rooms.

2012 budget

We have listened to Dave Ramsey's Financial Peace University and got some pointers at least about budget. We are following it this month, but know it's going to take at least 3 months to get use to. The "you" is adam when i emailed him.

Savings - $804 ($281.50 for house/emergency from you each pay)
Housing- $1395 ($500 from you for mortgage,  $17 home sec)
Utilities- $598 (I got these minus your $71.5 for phone)
Food- $270 ($35 from you for restaurants, i'll cover groceries)
Transportation- $444 ($365 car payment, $50 car insurance, $150 gas, $4.5 license)
Clothing- $60 ($20 from you ill cover zak and me)
Medical- $25 ($12.50 from you)
Personal- $394 ($20 blow money for you, $55 gifts, $15 hair, $2.5 cats, $2.5 sitter)
recreation- $110
Debts- $135
(notice home depot and levin aren't on here, neither is entertainment or vacation fund its all in the budget though and well consume all our money so dont worry i got it, this will just make it easy on you)
= budget total = $ 4600
your total = $1599.50

the rest will make the budget equal zero. Its kinda scary for me to not have ANYTHING left lol but we have our own savings and blow money that we should be fine. Well see. We gotta listen to the next lesson now lol

So for me, ill be paying half mortgage first pay half the second same with emergency fund
my roth and zaks savings will be first pay
all the bills will be second pay minus my life insurance, home depot, levin and ymca.
Well see how it goes.

First make sure its set up automatically to pull $281.50 for our house fund for each of us
- Clinical ladder start 2012
- NCC renewal- not due yet
- NRP renewal-done
- ACLS renewal- done
- BLS renewal- done
- CEUs--try to find some cheap make sure enough for rnc
- Work extra when needed---doing plenty with summer.

Monthly Meals
-Make a calendar of our meals of the month-doing well here with paprika
- House

Master List of August things to accomplish
    • Pay CC 8/9 transfer $$ (savings $281.5/MO) then 8/23(savings, bills)
    • Goals for August
      ·      Keep a schedule with meals
      ·      Get Zak to his soccer practices and get ready for his new school
      ·      Only go out to dinner 2x/month with gift cards or with an invite
      ·      Workout 2 days a week

      ·      Pick a day for holiday camplands
      ·      Get Meme over here for dinners
      ·      Playdates with Gracie and Bella
      ·      Finish reading fifty shades darker and start new book
      ·      Date night and/or family night once a week, plan anniversary and massages
      ·      charge cameras
      ·      Get pictures for frames
      Money maker
      ·      Get back to inbox dollars and expo tv

      ·      Paint Zaks room and bathrooms
      ·   Fmla paperwork in OB office

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