Friday, December 31, 2010

January Goals in Life


FOR JANUARY

Health

- 2 days a week do bootcamp at the Y, EA sports or run other days

Personal/Fun
- Zak library days once every couple weeks--maybe monday after school
- Meme's house once a week for dinners--I think we'll do Monday nights
- start a book
- date nights/family nights 1 day a week--Sat/Sun

Make Money
- inbox dollars: Current balance $26.27
- coupons: Checking Walgreens and Giant Eagle deals this week
- expo tv: starting up again this week (every Monday/Friday)
- hit 4 pay: Current balance: $12.58
- ebay: I want to sell stuff....but WHAT??

Debt
- washer and dryer (pay off in Jan)
- Pay off credit card every 2 weeks

House
- Clean out closets (Jan,March,June,Sept)
- Randi clean once a month

Finance
2011 budget

all year savings
- $500/mo wedding (from PNC acct)
- Zaks $25/mo in savings and budget for camp ($115/week for 10 weeks i believe) (from charles schwab acct)
- House funds and Emergency fund $100 in each/mo (was $265/mo for both accounts, but i'm decreasing it next year) (from Charles Schwab acct)
- Roth $416/mo (from Charles Schwab acct)
= $13,692 + $1,150 for camp = $1236/mo then bills. ($756 transferred to Charles Schwab account from PNC acct)

then: $50/wk groceries
         $50/mo gas
         $60/mo cleaning lady
         $72/mo electric
         $790/mo mortgage
         $182/mo in car gas
         $20/mo life insurance
         $40/mo entertainment (people over, going out etc)
         $30/mo pharmacy 
         $20/mo fast food (we are no longer buying out coffee)
         $110/mo gifts
         any auto repairs i'll pull from savings
         $180/mo cell phone and home internet
         $100/mo house stuff/decor etc
        =$1654

=$2990 total 

This is gonna be a tight year. I'm not looking to updating anything in the house, just repairs.  Notice I dont have anything for clothing lol. I just hope we dont spend $110/mo on gifts or $30/mo pharmacy etc. I'm getting off my birth control soon, so that'll save me $15/mo too.

Career
- Clinical ladder (2010 & 2011)--finish 2010 by Jan 31st
- Work wed&thurs sat/sun

Meals
Here's a big list of meals I created, i'll cross them off as we eat them :)

All in one pasta

Chicken Cacciatore

Slow cooker Beef stew

Awesome slow cooker meatballs

Slow cooker Chicken Cacciatore

Slow cooker Ravioli Casserole (crowd size)

Favorite Meatloaf

Cheesy Salsa Mini Meatloafs

Bruschetta Chicken Bake

Slow cooker beef strogonoff

Slow cooker white chicken chili

Pumpkin Lasagna

Shepherds pie

Layered Fiesta Casserole

Cream Chicken Bacon Penne

Spaghetti Bolgonese

Wisconsin Cheddar Cheese soup

Slow cooker cream cheese chicken

Easy Crockpot Salsa Chicken

Swiss Veggie Casserole

Spinach Stuffed Chicken Breasts

Chicken and Brocoli Alfredo

Chicken and rice divan

Chicken Primavera with Pasta

Overnight oatmeal

Bistro Chicken

Broccoli Stuffed Chicken Breasts

Italian Marinated Chicken

Unstuffed Peppers

Taco Salad Bowls

Skillet Chicken and Vegetable Parmesan

Skillet Garlic Chicken

Hearty Italian Chicken Chowder

Foil pack Bruschetta Chicken Bake

Tasty 2 step Chicken

Slow cooker Chicken and Dumplings

Mozzerella Stuffed Meatloaf

Chicken Broccoli and Mushroom Bake

Healified Fettichini Alfredo

Three bean turkey Chili

Chicken Penne Florentine Bake

Grilled Turkey Club

Chuckwagon Chili Mac

bbq roasted chicken with parmesan potatoes

Favorite grilled chicken caesar salad


Master List of January things to accomplish
    • Gotta get to the gym 3 times a week.
    • Library Wednesdays every 2 weeks
    • Dinner with Meme on Mondays
    • Family nights Sat/Sun
    • expo tv every monday/friday
    • Pay off washer and dryer
    • get ahold of Kevin about our cake
    • plan a day for the girls to come to grandmas to see my dress
    • finalize florist
    • book our honeymoon!
    • clean out closets
    • book Randi
    • precana this month

New Years Goals 2011

NEW YEARS 2011 GOALS

Health

- 2 days a week do bootcamp at the Y, EA sports or run other days
- make dinners that are healthy

Personal/Fun
- Zak library days 2x/week
- Meme's house once a week for dinners
- read 3 books by next year
- date nights/family nights 1 day a week
- adoption for Zak, July 10, submit paperwork

Make Money
- inbox dollars
- coupons
- expo tv
- hit 2 pay
- ebay

Debt
- washer and dryer (pay off in Jan)
- Pay off credit card every 2 weeks

House
- every 3 months clean out closets
- Randi clean once a month
- dryer sheets/bug spray on Zeeb
- no big updates this year due to wedding
- after wedding start finishing the basement!
- no garden this year

Finance
2011 budget

all year savings 
- $500/mo wedding
- Zaks $25/mo in savings and budget for camp ($115/week for 10 weeks i believe)
- House funds and Emergency fund $100 in each/mo (was $265/mo for both accounts, but i'm decreasing it next year)
- Roth $416/mo
= $13,692 + $1,150 for camp = $1236/mo then bills.

then: $50/wk groceries
         $50/mo gas
         $60/mo cleaning lady
         $72/mo electric
         $790/mo mortgage
         $182/mo in car gas
         $20/mo life insurance
         $40/mo entertainment (people over, going out etc)
         $30/mo pharmacy 
         $20/mo fast food (we are no longer buying out coffee)
         $110/mo gifts
         any auto repairs i'll pull from savings
         $180/mo cell phone and home internet
         $100/mo house stuff/decor etc
        =$1654

=$2990 total 

This is gonna be a tight year. I'm not looking to updating anything in the house, just repairs.  Notice I dont have anything for clothing lol. I just hope we dont spend $110/mo on gifts or $30/mo pharmacy etc. I'm getting off my birth control soon, so that'll save me $15/mo too.

Career
- Clinical ladder (2010 & 2011)
- NCC assessment
- CEUs
- Work wed&thurs sat/sun

Save 
- Kalahari Trip
- Wedding
- Retirement- in July look into Lakes again
- Basement

Every month i'll have another list, but i'll keep up on this one too.

Monday, December 13, 2010

December Goals in Life


FOR DECEMBER
I noticed its a good way to assess every area in my life....
Health
run vs strength calendar--doing horrible this month. The cold got me not wanting to leave!


run with jackie and adam--let's x this.


Personal/fun
 playdates--baking cookies with amy's kids this week


game nights--not this month


Zak's homework- He's finally doing stuff in school like sentences and stuff, we need to work on math.


girls nights--Went to Harry Buffalo a couple nights ago, which was nice!


date night--Not this month, can't afford it.


dvd movies--done with that


reading again--Haven't read yet, thats going to be added to my new years resolutions


houseparty-I'm bummed, I can't win :(
 

photobook- x this


make $$ (for wedding fund)


craigslist--Nothing on Zak's vtech thing :(


ebay--nothin...


cans--Gotta cash in our cans....


credit card--my credit card give me 2% cash back. That cash will go to the wedding fund as well. Also, with every purchase I make I round up the dollar and throw that into the money jar.---$47 this month!


expotv--This is just a fun little website that doesn't earn anything towards $$, but little gifts that are a good thing to have, and the points are easy to get.--May 4604pts--still slackin here...I have NO time right now


inbox dollars--I like this because the revenue is pretty high. I have $11 now and i can cash in at $25. I take surveys, search things and read emails. Also this month i'm going to use coupons from there and get $.10 per coupon!--November and 1/2 dec: $25.23


hits4pay-- this is another read email site. It's really easy to get the $$, but it seems like its going to take forever to get to $25--November/December: $12.54


Debt
DEBT IS GONE!!! GO ADAM!!


House

We got all the lights up and xmas stuff up. I also hired my aunt's friend Randi to clean. She did really great!! Gave me time to get other things done! I am going to spend $60/month and have her come clean. It was worth it. We just gotta keep it up.



    Finance


    What i'm trying to do is combine all my $$ into 2 accounts. One has over $15,000 the other only $2000, but I am making the second one grow to make $15,000 because then I get a 10% increase in interest at the end of the quarter--still doing this.


    close discover accts--closed!


    budget 1st pay--i'm thinking $1500...


    $1000 to charles schwab--I need to keep a good amount in this acct to fund my roth. This month I will fund it
    • split $1000 between house fund $265, emergency fund $265, Roth IRA $416, $20 Zak
    • This month I couldn't save. Our credit card bill was high. So, I need to catch up a little then pay myself.
    open pnc acct--Done with this. I should be getting my $150 soon...GOT IT!


    close life insurance--I am keeping a policy called a critical illness policy. It's only $15/mo


    Change over credit cards- I finally changed everything over.


    Refinance- I think we gave up for now...


    Career


    study calendar--I took my test...ugh...it was hard.


    register for ACLS--Passed =)


    NRP--renewed =)


    CEUs--I got a total of 52!! I got enough for the clinical ladder


    Clinical Ladder--I have decided to participate in the clinical ladder. If I get my certification, it will surely help, but next year I will have more points if I join commitees and stuff, which I will. My level, if I get it, is $2000. Now, I may get 3 more points if I get this facilitator job, which will be nice!


    Save


    Wedding--Smartypig has us covered. We have $5693.77 now.


    big savings, now 2 accounts building up one to $15000--working on this


    Zak's savings--He needs his savings and his college


    retirement--I rolled over my PERS, so I now have a tradiational IRA and a Roth, and a 401k that i'm currently not contributing to.


    checking--I will be going through PNC for my main checking. Keeping $25 in first merit, $25 in chase, and $1000 in schwab.



    Meals

    Freezer cooking--I have been freezing meals, working out well!!


    healthier snacks--I am choosing healthy!! Though...I love my candy :)

    Cleaning
    Keep it up with Randi coming once a month

    Master List of December things to accomplish



      • Gotta get to the gym 3 times a week.
      • work with zak on math
      • work on getting this new job 
      • keep up on the cleaning of the house
      • wrap xmas gifts!!!
      • finish sending out the rest of the save the dates

    Wednesday, December 1, 2010

    December Financial Goals

    Expenses I expect this month:
    • Xmas gifts
    • chicago!
    Wedding plans this month:
    • get save the dates sent!
      • florist (amy's going to ask her cousin)
        • buy our wedding bands in chicago
      For my accounts according to mint.com:
      Red is this month  Orange is last month
      • PERSONAL
      • Chase (low yeild checking):  closed!!
      • Charles Schwab (high yeild checking):  $164.52 $259.03 down 94.51
      • Charles Schwab savings:$180.13 $259.03 up $78.90
      • PNC $1043.35 $2754.27 up $1710.92
      • PNC  $10.01 $10.01 same
      • PNC $10.02 $10.03  up $.01
      • First Merit checking: closed!!
      • Capital One emergency: $19080.74 $19100.98 up 20.24
      • Capital One Savings:  $6332.38 $5869.57 up $462.81
      • Smartypig (our wedding fund):  $6693.37 $7693.37 up $1000
      • INVESTMENTS
      • Charles Schwab Roth IRA (5/09 opened): $9155.27 $9147.55  up $7.72
      • LHS retirement account(stopped contributing 5/10): $4288.64 $4284.15 up $138.23
      • OPERS retirement account(account now closed, opened Traditional IRA 5/10): $10123.24 $10123.33 up $.09
      • Zak's Etrade savings account: $2754.60 $2782.43 up $27.83
      • Zak's CollegeAdvantage fund:  $1306.30 $1298.21 up $8.09
      • MISC
      • Coupon savings this month: $18.48 I did aldi shopping this month mostly....and gabes...no savings :(
      • Speedy points:  141854 142564 up 710
      • Swagbucks!:  1427 up 463
      • Spending this month We're not adding anything because it was a rough month (darn black friday lol)

      Total gained: $2272.87 but i lost much more because i closed my accounts (does not include smartypig and retirement funds/zak's accounts)