Friday, September 24, 2010

Focus Friday

Focus Friday
Skipped last week due to crazy stress. My exam is over...and well, we'll see it was very difficult


Meal plans for the week
Breakfasts
  • Oatmeal
  • Waffles
  • Pancakes
  • Cereal

Lunches
  • turkey   sandwiches
  • tuna sandwiches/wraps
  • chicken wraps
  • salad
  • soup

Dinners

Friday- Zak off to school, my exam, bootcamp class at 5:45
Saturday- Frank and pam's party!
Sunday- Church, dinner at kathies, work 7p
Monday- Zak's off school, work 7p
Tuesday- Zak off to school,
catch up laundry/cleaning, workout,
Wednesday- Zak off to school, swim class, meeting 12pm
Thursday-
Zak off to school, soccer 6:15


Master List of September things to accomplish


  • Run the 5k
  • Work with Zak on tieing his shoes---still trying ugh. he's ALMOST got it.
  • STUDY and PASS my exam
  • Franks party!
  • nail down gazebo
  • trailer stay again, we loved it.
  • repost to craigslist
  • refinance--adams working on this
  • reestimate sunroom
  • split $1000 between house fund $265, emergency fund $265, Roth IRA that I will be opening 1/10 $416, $20 Zak
  • visit heather
  • start working out with Amy
  • print pics for lydia
  • florist

Monday, September 13, 2010

Focus Friday (or monday)

Focus Friday
or on monday...


Meal plans for the week
Breakfasts
  • Oatmeal
  • Waffles
  • Pancakes
  • Cereal
  • mini bagels
Lunches
  • turkey sandwiches
  • tuna sandwiches/wraps
  • salad
  • soup
Dinners
Monday- Zak's off school, studying, Soccer 6pm, work 7p
Tuesday- Zak off to school, grocery store, work 7pm

Wednesday- Zak off to school, swim class, work 7pm, adam work til 8
Thursday-
Zak off to school, off, STUDY (test in a week), Adam home at 8
Friday- Zak off to school, bootcamp class at 5:45, otherwise study and get Zak from school
Saturday- Sibiling class 10am, soccer pictures 12:20, game 1:15
Sunday- Church, work 7pm, Steak night aunt Kathies



Master List of September things to accomplish

  • Run the 5k
  • Work with Zak on tieing his shoes---still trying ugh.
  • STUDY and PASS my exam
  • Franks party!
  • nail down gazebo
  • trailer stay again, we loved it.
  • repost to craigslist
  • refinance--adams working on this
  • reestimate sunroom
  • split $1000 between house fund $265, emergency fund $265, Roth IRA that I will be opening 1/10 $416, $20 Zak
  • visit heather
  • start working out with Amy
  • print pics for lydia
  • florist

Friday, September 3, 2010

Focus Friday

Focus Friday

Back on track...


Meal plans for the week
Breakfasts
  • Oatmeal
  • Waffles
  • Pancakes
  • Cereal
  • mini bagels
Lunches
  • turkey sandwiches
  • tuna sandwiches/wraps
  • salad
  • soup
Dinners
Friday- going to go study
Saturday- running the 5k, studying, going to campgrounds

Sunday- hanging out with Zak and Adam, coming home from camper, laundry, study
Monday- Zak's off school, heading to adam's families house for labor day, work 7p
Tuesday- Soccer 6pm, work 7pm

Wednesday- swim class,work 7p
Thursday- soccer 6p



Master List of September things to accomplish

  • Run the 5k
  • Work with Zak on tieing his shoes
  • STUDY and PASS my exam
  • Franks party!
  • nail down gazebo
  • trailer stay again, we loved it.
  • repost to craigslist
  • refinance
  • reestimate sunroom
  • split $1000 between house fund $265, emergency fund $265, Roth IRA that I will be opening 1/10 $416, $20 Zak
  • visit heather
  • start working out with Amy
  • print pics for lydia
  • florist

September Goals in life


FOR SEPTEMBER
I noticed its a good way to assess every area in my life....
Health
run vs strength calendar--Running tomorrow morning my 5k!! My hip is FINALLY feeling better!!


run with jackie and adam--Jacks preggo and adam works opposite shifts, this stinks but this month Amy and I are going to start working out and I'm starting a bootcamp program :)
 

Personal/fun
 playdates--Zak has a lot going on with sports, but I would like to try to get together with Heather


game nights--We have a party at Franks Sept 25!


Zak's homework- every friday, he is ahead of the class. We need to work on tieing his shoes


girls nights--Not this month ethier....


date night--We had so much fun on our hotel night. We need to do that more...


dvd movies--DONE! phew. Finally. Now, I need to start scrapping again!


reading again--After my testing!


houseparty-I've applied for a few
 

photobook- I would like to just print a few pics off for my friend Lydia from her wedding.--still gotta do this


make $$ (for wedding fund)


craigslist--I had an intrest but that was all...i'll repost again


ebay--nothin...


cans--Gotta cash in our cans....


credit card--my credit card give me 2% cash back. That cash will go to the wedding fund as well. Also, with every purchase I make I round up the dollar and throw that into the money jar.---Me-


expotv--This is just a fun little website that doesn't earn anything towards $$, but little gifts that are a good thing to have, and the points are easy to get.--May 4604pts--still slackin here...I have NO time right now


inbox dollars--I like this because the revenue is pretty high. I have $11 now and i can cash in at $25. I take surveys, search things and read emails. Also this month i'm going to use coupons from there and get $.10 per coupon!--August $19 (made $2 this month)


hits4pay-- this is another read email site. It's really easy to get the $$, but it seems like its going to take forever to get to $25---August $11.50...same as July, the didn't have any emails...i'm going through 6 now so that should help


Debt
DEBT IS GONE!!! GO ADAM!!


House


I have put a lot of money into the house the last 6 months, but man was it worth it! It has brought the house such a nice look! Adam has worked his butt off painting and stuff. I think were an awesome team. But, there's always more to do:


  • scrub umbrella table--done
  • scrub grill cover--done
  • scrub garbage cans--done
  • lay mulch--done
  • fix overhang(adam)--done
  • change lightbulbs (adam)---tried somethings wrong with the lights
  • garden (check westside market for deals)---I planted it :) Still want to go to westside market with adam
  • Organize Closets
  • put stuff away upstairs
  • get rug in living room steamcleaned
  • Get tiki torches set up
  • Got a new patio set :)
  • harvest garden soon
  • keep up on weeding booking
  • go with girls to get dresses
  • get new weed sprayer
  • have a cookout! 
  • clean shed 
  • clean garage
  •  weed yard
  • nail down gazebo--adams working on this this weekend
  • very good cleaning to the house for the cookout 
  • find out how much it is to fix sunroom roof and to make it 4 season --we want another estimate
  • prepare for fall :) 


Finance


What i'm trying to do is combine all my $$ into 2 accounts. One has over $15,000 the other only $2000, but I am making the second one grow to make $15,000 because then I get a 10% increase in interest at the end of the quarter--still doing this.


close discover accts--closed!


budget 1st pay--i'm thinking $1500...


$1000 to charles schwab--I need to keep a good amount in this acct to fund my roth. This month I will fund it
  • split $1000 between house fund $265, emergency fund $265, Roth IRA $416, $20 Zak
open pnc acct--Done with this. I should be getting my $150 soon...GOT IT!


close life insurance--I am keeping a policy called a critical illness policy. It's only $15/mo


Change over credit cards- I finally changed everything over.


Refinance- Attempting this again...meeting with a guy on thurs---now were talking to a lady Julia


Career


study calendar--I have less than a month, I'm really working on this, tonight i'm heading to the library. I'm so scared.


register for ACLS--I registered for November.


NRP--Mine expires 10/10, so I need to renew this as well this year. Hopefully after my RNC


CEUs--I have a site that i'm going to start doing my CEUs through after my RNC, I also have my CBLs to do here through lake.


Clinical Ladder--I have decided to participate in the clinical ladder. If I get my certification, it will surely help, but next year I will have more points if I join commitees and stuff, which I will. My level, if I get it, is $2000


Save


Wedding--Smartypig has us covered. We have $3677.31 now.


big savings, now 2 accounts building up one to $15000--working on this. I will transfer money from PNC to the account after my bills are paid this month. Not sure how much yet, but hopefully the same each month.


Zak's savings--He needs his savings and his college


retirement--I rolled over my PERS, so I now have a tradiational IRA and a Roth, and a 401k that i'm currently not contributing to.


checking--I will be going through PNC for my main checking. Keeping $25 in first merit, $25 in chase, and $1000 in schwab.



Meals

Freezer cooking--I have been freezing meals, working out well!!


healthier snacks--I am choosing healthy!! Though...I love my candy :)
Cleaning
The other day I spent 4 hours cleaning the house. I like to clean that way, but I dont like it taking up my entire day.  I am going to adopt Colin's Stradegy over at Hip2Save starting next week.---Gotta get back on this too..

Master List of September things to accomplish

    • Run the 5k
    • Work with Zak on tieing his shoes
    • STUDY and PASS my exam
    • Franks party!
    • nail down gazebo
    • trailer stay again, we loved it.
    • repost to craigslist
    • refinance
    • reestimate sunroom
    • split $1000 between house fund $265, emergency fund $265, Roth IRA that I will be opening 1/10 $416, $20 Zak
    • visit heather
    • start working out with Amy
    • print pics for lydia
    • florist 


September Financial Goals

Expenses I expect this month:
  • Bootcamp and swimming classes: $15
  • Refinancing costs: 
  • total expected expenses: hopefully not much!
  • Wedding plans this month:
  • meet with fr. ted and schedule stuff---trying for oct...
  • go through our guestlist again---we finalized, but Adam wants to look again
  • pick a florist---emailed her today
  • ask molly how soon we should order invites.
For my accounts according to mint.com:
Red is this month  Orange is last month
  • PERSONAL
  • Chase (low yeild checking):  $30.01 $88.18 up 58.17
  • Charles Schwab (high yeild checking): $873.06 $442.28 down 430.78
  • Charles Schwab savings: $95.29 $552.91 up 457.62
  • PNC $2048.05 $2500.16 up 452.11
  • PNC $50 $10 down $40
  • PNC $25.16 $10  down 15.16
  • First Merit checking: $3692.86 $2285.49 down 1407.37
  • Capital One emergency: $19010.13 $19031.78 up 21.65
  • Capital One Savings: $4752.70 $5788.57 up $1035.87
  • Smartypig (our wedding fund): $2752.31 $3677.31 up $925 (i'm missing $500)
  • INVESTMENTS
  • Charles Schwab Roth IRA (5/09 opened):  $7794.88 $8197.04 up 402.16
  • LHS retirement account(stopped contributing 5/10):  $3942.05 $3881.09 up $60.96
  • OPERS retirement account(account now closed, opened Traditional IRA 5/10): $10123.07
  • Zak's Etrade savings account: $2600.45 $2723.50 up $123.05
  • Zak's CollegeAdvantage fund: $1201.15 $1182.95 down 18.20
  • MISC
  • Coupon savings this month: $67.88
  • Speedy points: 138321  140564 up 2243
  • Swagbucks!: 659 805 up 146
  • Spending this month ( I round up all transactions to the nearest dollar and add it to the change jar)- $98 ( with coupon savings)

Total gained: $2025.42 (does not include smartypig and retirement funds/zak's accounts)