Friday, July 30, 2010

Focus Friday

Focus Friday


Meal plans for the week
Breakfasts
  • Oatmeal
  • Waffles
  • Pancakes
  • Cereal
  • mini bagels
Lunches
  • turkey sandwiches
  • tuna sandwiches/wraps
  • salad
  • soup
Dinners
Friday- about to clean out the shed, ew., finish laundry, going to the fair tonight
Saturday- hopefully reading in the morning, calculate money for wedding fund, working at 7p

Sunday- Dinner at Kathies, Work at 7
Monday- Zak to daycamp, workout, work 7pm
Tuesday- Zak to daycamp, workout, work 7pm

Wednesday- recover from 4 in a row, pick up zak, chill out!!
Thursday- Zak to daycamp,
clean up around the house.



Master List of July things to accomplish




    • Register for 5k--gotta send in the form---sending tomorrow
    • Run with Jackie/Adam--did this at the relay for life
    • playdate--yesterday with sharon
    • pam and frank game night---next month.
    • continue to work with zak on letters/numbers--he's a master
    • Febreze party--success
    • hotel stay---next month
    • trailer stay
    • DVD of home movies--working on this when i'm done on the computer
    • repost to craigslist--I did the vtech thing
    • scrub garbage cans and toy bin
    • weed
    • garden
    • split $1000 between house fund $265, emergency fund $265, Roth IRA that I will be opening 1/10 $416, $20 Zak
    • pay metro bill
    • pay for DMV new license stuff
    • new budget
    • get girls to get dresses
    • refinance--adam said to wait
    • email angie about RNC exam
    • Cleaning shed! 

Thursday, July 22, 2010

Focus Friday

Focus Friday


Meal plans for the week
Breakfasts
  • Oatmeal
  • Waffles
  • Pancakes
  • Cereal
  • mini bagels
Lunches
  • turkey sandwiches
  • tuna sandwiches/wraps
  • salad
  • soup
Dinners
  • Porcupine meatballs in the crockpot---will do this week
  • dethaw ravioli casserole
  • Chedder Veggie Lasagna
  • skillet dinner/hamburger helper
  • Easy Parmesan Chicken Skewers

    Snacks
  • fresh fruit
  • yoplait yogurts
  • granola bars
  • 100 calorie snack packs
  • veggies with hummus
  • salsa and mini bagel
  • cottage cheese
     
Friday- going to the campgrounds!!
Saturday- staying over at the campgrounds. Hopefully some good reading can get done.

Sunday- Bridal show, baptism, birthday party. The end lol
Monday- Zak to daycamp, hopefully get nails done, laundry from trip, work 7pm
Tuesday- Zak to daycamp, work 7pm

Wednesday- off, workout before I get zak
Thursday- Zak to daycamp,
soccer
, yardwork hopefully


Master List of July things to accomplish


    • Register for 5k--gotta send in the form
    • Run with Jackie/Adam--did this at the relay for life
    • playdate--yesterday with sharon
    • pam and frank game night
    • continue to work with zak on letters/numbers
    • Febreze party--success
    • hotel stay---next month
    • trailer stay
    • DVD of home movies--working on this when i'm done on the computer
    • repost to craigslist
    • scrub garbage cans and toy bin
    • weed
    • garden
    • split $1000 between house fund $265, emergency fund $265, Roth IRA that I will be opening 1/10 $416, $20 Zak
    • pay metro bill
    • pay for DMV new license stuff
    • new budget
    • get girls to get dresses
    • refinance
    • email angie about RNC exam

Thursday, July 15, 2010

Focus Friday

Focus Friday


Meal plans for the week
Breakfasts
  • Oatmeal
  • Waffles
  • Pancakes
  • Cereal
  • mini bagels
Lunches
  • turkey sandwiches
  • tuna sandwiches/wraps
  • salad
  • soup
Dinners
  • Porcupine meatballs in the crockpot---will do this week
  • dethaw ravioli casserole
  • eggplant sausage crockpot meal
  • skillet dinner/hamburger helper

    Snacks
  • fresh fruit
  • yoplait yogurts
  • granola bars
  • 100 calorie snack packs
  • veggies with hummus
  • salsa and mini bagel
  • cottage cheese
     
Friday- maybe meet up with Stacey, on call 7a-7p, look into refinance
Saturday- Adam's friend Kevins rib cookoff, working 7pm

Sunday- Church, work 7pm
Monday- Zak to daycamp, off, pull weeds, keep studying
Tuesday- Zak to daycamp, workout, dress shop with the girls

Wednesday- workout, zak to camp, work 7pm
Thursday- Zak to daycamp,
soccer
, work 7pm


Master List of July things to accomplish


    • Register for 5k--gotta send in the form
    • Run with Jackie/Adam--did this at the relay for life
    • playdate--yesterday with sharon
    • pam and frank game night
    • continue to work with zak on letters/numbers
    • Febreze party--success
    • hotel stay---next month
    • trailer stay
    • DVD of home movies--working on this when i'm done on the computer
    • repost to craigslist
    • scrub garbage cans and toy bin
    • weed
    • garden
    • split $1000 between house fund $265, emergency fund $265, Roth IRA that I will be opening 1/10 $416, $20 Zak
    • pay metro bill
    • pay for DMV new license stuff
    • new budget
    • get girls to get dresses
    • refinance
    • email angie about RNC exam

Thursday, July 8, 2010

Focus Friday

Focus Friday


Meal plans for the week
Breakfasts
  • Oatmeal
  • Waffles
  • Pancakes
  • Cereal
Lunches
  • turkey sandwiches
  • tuna sandwiches/wraps
Dinners
(still have to make these haha we went foodless this week)

  • Porcupine meatballs in the crockpot
  • dethaw ravioli casserole
  • omlet
  • skillet dinner/hamburger helper

  • Snacks
  • fresh fruit
  • yoplait yogurts
  • granola bars
  • 100 calorie snack packs
  • veggies with hummus
  • salsa and mini bagel
  • cottage cheese
     
Friday- off going to try to relax with Zak, maybe do some yard work, put DVDs together, Jackie's off too so i'll call her and maybe run together
Saturday- Baseball awards, relay for life all day

Sunday- Church, work 7pm
Monday- Zak to daycamp, work 7pm
Tuesday- workout, drop zak off at camp, study, buy stuff for febreze party

Wednesday- workout, zak to camp, Febreze party!
Thursday- workout, Zak to daycamp,
soccer



Master List of July things to accomplish


    • Register for 5k
    • Run with Jackie/Adam
    • playdate
    • pam and frank game night
    • continue to work with zak on letters/numbers
    • Febreze party
    • hotel stay---next month
    • trailer stay
    • DVD of home movies
    • repost to craigslist
    • scrub garbage cans and toy bin
    • weed
    • garden
    • split $1000 between house fund $265, emergency fund $265, Roth IRA that I will be opening 1/10 $416, $20 Zak
    • pay metro bill
    • pay for DMV new license stuff
    • new budget
    • get girls to get dresses
    • refinance
    • email angie about RNC exam

Thursday, July 1, 2010

July Financial Goals

    Expenses I expect this month:
    • Weddings: $100
    • Cookout: $100
    • Relay for Life: $20
    • Baptism: not sure how much yet
    • total expected expenses: $300
    • Wedding plans this month:
    • meet with videographer and book it---we did this!!
    • meet with fr. ted and schedule stuff
    • contribute to fund--did this!!
    • pick out cake server thing and gifts for party--slow on this!
    • meet with each bridesmaid to get their dress ordered

    For my accounts according to mint.com:
    Red is last month  Orange is this month
    • PERSONAL
    • Chase (low yeild checking): $25 $325.84 up $300
    • Charles Schwab (high yeild checking): $25 $1303.67 up $1278.26
    • Charles Schwab savings: $1000
    • PNC 900.29 
    • PNC $50
    • PNC $25.14
    • First Merit checking: $25 $3951.09 up $3926.09
    • Capital One emergency: $18,961.86 $18982.76 up $20.90
    • Capital One Savings: $4,212.79 $4217.43 up $4.64
    • Smartypig (our wedding fund): $500 $1752.31 up $1252.31
    • INVESTMENTS
    • Charles Schwab Roth IRA (5/09 opened): $7,325.73 $7297.99 down $27.74
    • LHS retirement account(stopped contributing 5/10): $3,808.59 $3698.60 down $109.99
    • OPERS retirement account(account now closed, opened Traditional IRA 5/10): waiting.
    • Zak's Etrade savings account: $1,596.99 $1597.51 adding $960.82 total $2558.33 after $960.82
    • Zak's CollegeAdvantage fund: $1,089.29 $1115.21 up $25.92
    • MISC
    • Coupon savings this month: $94.82
    • Speedy points: 137057 137366 up 309
    • Swagbucks! New: 1208 (all swagbucks are now 10) i got 2 amazon cards now were at 512
    • Spending this month ( I round up all transactions to the nearest dollar and add it to the change jar)- $26

    Totals: up $5568.35

    July Goals in Life


    FOR JULY
    I noticed its a good way to assess every area in my life....
    Health
    run vs strength calendar--So far not so bad, it's just been HOT!! I am trying to get a good day for a 5k. Jackie and I need to register for the one in August this  month and i'll be registering for the Marut run.


    run with jackie and adam--Still haven't this month it's a must!
     

    Personal/fun
     playdates--We did one with Heather this month. Now that teeball is ending we can do more in the evening


    game nights--still nothing :( I gotta get on my friends


    Zak's homework- Not so bad here ethier. We work on letters and numbers a lot, we will continue to.


    girls nights--Febreze party to host! I would like my mom, Adam's mom, Amy, Jackie, Britt, and Em :) Plus grandmas and aunts


    date night--Never went on a date with Adam for his bday last month,we did go to a wedding. This month we would like to use our free hotel stay.


    dvd movies--Got Kelly's done. Gotta do family DVDS


    reading again--After my testing!


    houseparty--Febreze! Last one went great!!
     

    photobook- I made it :)


    make $$ (for wedding fund)


    craigslist--Nothing on the other stuff I put up, Ill repost this month


    ebay--Jackie sold a couple things...


    cans--We got one bag!! I am going to do it again next week


    credit card--my credit card give me 2% cash back. That cash will go to the wedding fund as well. Also, with every purchase I make I round up the dollar and throw that into the money jar.---Me-


    expotv--This is just a fun little website that doesn't earn anything towards $$, but little gifts that are a good thing to have, and the points are easy to get.--May 4604pts--I gotta do more in July


    inbox dollars--I like this because the revenue is pretty high. I have $11 now and i can cash in at $25. I take surveys, search things and read emails. Also this month i'm going to use coupons from there and get $.10 per coupon!--June $15.36


    hits4pay-- this is another read email site. It's really easy to get the $$, but it seems like its going to take forever to get to $25---May $11.24


    Debt
    DEBT IS GONE!!! GO ADAM!!


    House


    I have put a lot of money into the house the last 6 months, but man was it worth it! It has brought the house such a nice look! Adam has worked his butt off painting and stuff. I think were an awesome team. But, there's always more to do:


    • scrub umbrella table--done
    • scrub grill cover--done
    • scrub garbage cans--need to do
    • lay mulch--done
    • fix overhang(adam)--done
    • change lightbulbs (adam)---tried somethings wrong with the lights
    • garden (check westside market for deals)---I planted it :) Still want to go to westside market with adam
    • Organize Closets
    • put stuff away upstairs
    • get rug in living room steamcleaned
    • Get tiki torches set up
    • Got a new patio set :)
    • harvest garden soon
    • keep up on weeding booking
    • go with girls to get dresses
    • get new weed sprayer
    • have a cookout!
    •  


    Finance


    What i'm trying to do is combine all my $$ into 2 accounts. One has over $15,000 the other only $2000, but I am making the second one grow to make $15,000 because then I get a 10% increase in interest at the end of the quarter--still doing this.


    close discover accts--closed!


    budget 1st pay--I still need to budget...


    $1000 to charles schwab--I need to keep a good amount in this acct to fund my roth. This month I will fund it
    • split $1000 between house fund $265, emergency fund $265, Roth IRA $416, $20 Zak
    open pnc acct--Done with this. I should be getting my $150 soon


    close life insurance--I am keeping a policy called a critical illness policy. It's only $15/mo


    Change over credit cards- I finally changed everything over.


    Refinance- Attempting this again


    Career


    study calendar--Ok, well this is being put on hold. I am going to get ahold of my manager about getting books to study because we're all taking it in Sept now.


    register for ACLS--I registered for November.


    NRP--Mine expires 10/10, so I need to renew this as well this year. Hopefully after my RNC


    CEUs--I have a site that i'm going to start doing my CEUs through after my RNC, I also have my CBLs to do here through lake.



    Save


    Wedding--Smartypig has us covered. We have $1750 now.


    big savings, now 2 accounts building up one to $15000--working on this. I will transfer money from PNC to the account after my bills are paid this month. Not sure how much yet, but hopefully the same each month.


    Zak's savings--He needs his savings and his college


    retirement--I rolled over my PERS, so I now have a tradiational IRA and a Roth, and a 401k that i'm currently not contributing to.


    checking--I will be going through PNC for my main checking. Keeping $25 in first merit, $25 in chase, and $1000 in schwab.



    Meals
    A smart thing I did recently is start buying coupons from this site. It saved me a lot of $$ last week!---I'll be looking this week again

    Freezer cooking--I saved a couple casserole recipes I will be trying this month.


    healthier snacks--I am choosing healthy!! Though...I love my candy :)

    Cleaning
    The other day I spent 4 hours cleaning the house. I like to clean that way, but I dont like it taking up my entire day.  I am going to adopt Colin's Stradegy over at Hip2Save starting next week.---Actually!! I Think I found something that works!!! Still working on this well.

    Master List of July things to accomplish

      • Register for 5k
      • Run with Jackie/Adam
      • playdate
      • pam and frank game night
      • continue to work with zak on letters/numbers
      • Febreze party
      • hotel stay
      • trailer stay
      • DVD of home movies
      • repost to craigslist
      • scrub garbage cans and toy bin
      • weed
      • garden
      • split $1000 between house fund $265, emergency fund $265, Roth IRA that I will be opening 1/10 $416, $20 Zak
      • pay metro bill
      • pay for DMV new license stuff
      • new budget
      • get girls to get dresses
      • refinance
      • email angie about RNC exam