December Budget!

December
Monthly Expense Record

Net income: Salary-$551.06 lake east wk 1 $1054.52 metro week one, $1077.62 wk 2 metro, $44.41 lake east, $50.00 my sister owed me

From blog: saved= $11.24 (Target)
saved= $19.36 (Walgreens)
save $10 giftcard (Bestbuy)
(staples) saved= $10
$2.29 saved mc ds
$7.99 walgreens saved
$12.36 saved at walgreens
Total saved: $61.12(KMART added in prices)

Food:

Groceries- $4.48,$1.78. 41.78,$1.39,$1.09,$1.00$.94,$.99$1.19$1.84, $.40, 11.53 Valu king total: $68.41

Fast food/dining out/school lunches-$3.29 mcds,$30.29 olive garden,$7 food at work,$1.80 mc ds total: $42.38

alcohol/snacks/beverages/water- $1.10 coffee, $.75 coffee, $5 (welchs juices), Coffeemates ($2.09), milk $2.99 (cvs),mc ds coffee $2.29,$25 winking lizArd,$12.99 mikes,$7.49 smirnoff, $2.35 milk
total: $62.05

Household:

cleaners/maintinence/house/yard- $8.98 ext cords, xmas lights $3.99, sharpies $1.99, wrapping paper $5.99, cards $8, foil $.99, walgreens $15.12, target $21.24, pic for bathroom $3.00, walgreens $10.36 total: $79.66

appliances/furniture/furnishings/supplies- $1 kitchen apron, $1 plastic storage total: $2

postage/atm fees/ bank charges/ misc-

intrest/taxes-

Transportation:

gas- $20.43, $21.40,

$19.12, $20.78 total: $81.73

auto maintinance/wash/license-

taxi/transit/tolls/parking- $27.44 out of pay

Personal:

clothing/dry clean-

tolietries/cosmetics/hair/nails/massage-$13 haircut,$4 makeup, $.87 tweezers total: $17.87

Health:

doctor/dentist/vision/medicine/vitamins-$20 copay for zak, imitrex prescription $15,$3.84 excedrin, $15 zak pediatrcian, $50 ER visit (came out of payroll deducation), $39 dentist bill, $3.36 excedrin again total: $76.20

Recreation:

vacation trips-

entertain/video/movies/music/parties-10.00 poker total: $10

lottery/sports/hobbies/lessons/clubs-

Education:

computer-5.88 screen protectors 1.68 index cards, printer cartridges $33.05 Total=$40.61

seminar/workshop/tution/supplies-

Family:

newspaper/books/magazines/games- $12.35 news herald called 12/23 to just do sun paper but they only have sat sun.---soooo i unsubscribed and will only get the sunday paper for $1.50 every sunday total: $12.35

eldercare/childcare/sitter/tutor- $286 flex spending comes out of pay, $352 in daycare total: $352

infant expenses/allowance/school expensense/toys/arcades-

General-

pet-

giftcards/flowers- $20 gift for zak, $9.99 gift Total: $20.99

charitable/church-

work expenses-

legal/court-

other (explain)- secret santa gifts $20, gift for sister 53.84 gift total: $73.84

Fixed expenses:

Mortgage: 391.24, 391.24 total: $782.48

Gas: $121.61 total: $121.61

Electric: $34.16 total:$34.16

water:

Garbage:

Telephone/internet: i decreased my speed to $14.99/mo price instead of $30. total: $71.81

Cell Phone: no lower priced plan unless i get rid of my fav 5, which i think i'll go over minutes then. but i will get a credit next month of bc they charged me wrong so ill get credited $11.97 my total is: $88.09

Cable: $80.85 hopefully changing to $30 package--did that 12/24/08

Health Club: $29.75 done in feb total: $29.75

Car insurance: $374.89 (paid in full!) total: $374.89

Home insurance: (in mortgage)

Life insurance:$78.98, $5.83 Gerber total: $84.81

Health insurance: $50 (comes out in pay)

Dental insurance: ditto

Total Debt= $2608.54

Total income:$2777.60

Total (coupons saved): $61.12 saved from coupons

Thoughts for next month:

• cancelled news herald savings: $12.35 savings
  




• downgraded direct tv savings: $34 savings
  




• Paided off car insurance in full: $58.66 savings

• Changed internet speed and got the savings: $15/mo

After my bills get taken out of my account i'm going to post the latest account summaries.
I'll be doing this again next month and see what is different. And, after 3 months make a real budget.

:)