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September Goals in Life

September

Health

-Continue with freezer meals (budget $50/wk with groceries)—Our freezer is stocked with chicken, turkey burgers, couple freezer meals, were set

-Keep Zak involved School is here so hes busy with that and soccer

-Only eat out with giftcards, goal is 2x/mo unless invited—We are trying to comply with our budget

-workout 3x/wk once with adam —With the SPD i am limited to what I can do :(

Personal/Fun

- Holiday Camplands twice this summer if we can- All done for this season :(

- Meme's house once a week for dinners--She just started chemo today again :(
- Get together with some people: Frank and Pam, Sarah and Rick, Christie, Amanda, Stacey ---no time now.

- read 3 books by next year – Havent finished the book yet.

- date nights/family nights 1 day a week---Anniversary trip tomorrow :)

- church with zak 2x/mo- I’m a terrible christian...he started psr next week...

- movies to dvd –all charged for jimmy
- fill frames –I am going to try and do this on maternity leave

Make Money

- inbox dollars $34.71 with 39 unread –Gotta do more here

- expo tv 18429–Going to keep going here when i can

Debt

- Pay off credit card every 2 weeks doing ok here too

House

- get jimmys room started and paint for his and zaks and bathrooms--done with this.

- Get pictures back up in hallway--waiting on expenses for now we have a good start
-painting Zaks room and our bathrooms-then were holding off on painting for a bit
Dreaming big...
in the future we want grass, patio with firepit and hot tub :) Also painting all the rooms. Saving for the patio first :)
 

Finance

2012 budget

We have listened to Dave Ramsey's Financial Peace University and got some pointers at least about budget. We are following it this month, but know it's going to take at least 3 months to get use to. The "you" is adam when i emailed him.

Savings - $804 ($281.50 for house/emergency from you each month)

Housing- $1395 ($500 from you for mortgage,  $17 home sec)

Utilities- $542 (I got these minus your $71.5 for phone)

Food- $320 ($35 from you for restaurants, i'll cover groceries)

Transportation- $444 ($400 car payment, $50 car insurance, $150 gas, $4.5 license)

Clothing- $60 ($20 from you ill cover zak and me)

Medical- $25 ($12.50 from you)

Personal- $525 ($25 blow money for you, $55 gifts, $15 hair, $2.5 cats, $2.5 sitter)

recreation- $138

Debts- $163

(notice home depot and levin aren't on here, neither is entertainment or vacation fund its all in the budget though and well consume all our money so dont worry i got it, this will just make it easy on you)

= budget total = $ 4600

We did ok this month actually. Couple areas over budget but not bad overall...

Career

- Clinical ladder start 2012

- NCC renewal- not due yet
- NRP renewal-done
- ACLS renewal- done
- BLS renewal- done

- CEUs--try to find some cheap CEUs---myfreece.com- got this organized. Its in the basement

- Work extra when needed---no im done now.

Monthly Meals

-Make a calendar of our meals of the month-doing well here with paprika

Save 

- House

Master List of September things to accomplish

·        

• Pay CC 9/6 transfer $$ (savings $281.5/MO) then 9/20(savings, bills)
• Goals for September
  Health
  ·      Keep a schedule with meals
  ·      Get Zak to his soccer games and help him with school
  ·      Only go out to dinner 2x/month with gift cards or with an invite
  
  
  Personal/fun
  ·      Go on our anniversary trip
   
•  
  Money maker
  ·      Get back to inbox dollars and expo tv
  
  
  House
  ·      Paint Zaks room
  ·   Fmla paperwork in OB office
  
   
  

August Goals in Life

August

Health

-Continue with freezer meals (budget $50/wk with groceries)—I have a few saved. I'm going to wait another month and a half then start making some for when Jimmy's here. I may have Adam help me on a Sunday.

-Keep Zak involved He is signed up for Soccer, he helped paint his brothers room :) and we are still working on "homework" prior to starting school

-Only eat out with giftcards, goal is 2x/mo unless invited—We are on a budget now...

-workout 3x/wk once with adam —I have been doing walks around our neighborhood and also swimming with Zak on my days off. Just been tired so some days I need to be lazy.

Personal/Fun

- Holiday Camplands twice this summer if we can- We went :) We would like to go for a day this month...Maybe August 18th.

- Meme's house once a week for dinners--We have to get her over here...weve still be bad with this...
- Get together with some people: Frank and Pam, Sarah and Rick, Christie, Amanda, Stacey ---playdates have taken over here.

- read 3 books by next year – My sisters keeper is done. Working on Fifty Shades of Grey and Belly Laughs...done with those, reading Fifty Shades Darker

- date nights/family nights 1 day a week---Date night is coming soon. We are doing prenatal massage and then our anniversary in Sept!

- adoption for Zak.---July 3^rd.---Thank you God this is over!!!

- church with zak 2x/mo- I’m a terrible christian...

- movies to dvd –I have to find our dvds….done with this. I have to charge the cameras
- fill frames –I have a few frames to fill in the house. I am seeing where finances are. We have pictures picked out though.

Make Money

- inbox dollars $33.67 with 26 unread –Gotta do more here

- expo tv 18099–got a little more this month. Gotta stay on this too.

Debt

- Get rid of Quentin Rd—Thank God!

- Pay off credit card every 2 weeks paydays 8/9 and 8/23

House

- Do retaining wall- Big expense here but worth it. It's all done.

- get jimmys room started and paint for his and zaks and bathrooms--done with this.

- Get pictures back up in hallway--waiting on expenses for now we have a good start
-painting Zaks room and our bathrooms-then were holding off on painting for a bit
Dreaming big...
in the future we want grass, patio with firepit and hot tub :) Also painting all the rooms.
 

Finance

2012 budget

We have listened to Dave Ramsey's Financial Peace University and got some pointers at least about budget. We are following it this month, but know it's going to take at least 3 months to get use to. The "you" is adam when i emailed him.

Savings - $804 ($281.50 for house/emergency from you each pay)
Housing- $1395 ($500 from you for mortgage,  $17 home sec)
Utilities- $598 (I got these minus your $71.5 for phone)
Food- $270 ($35 from you for restaurants, i'll cover groceries)
Transportation- $444 ($365 car payment, $50 car insurance, $150 gas, $4.5 license)
Clothing- $60 ($20 from you ill cover zak and me)
Medical- $25 ($12.50 from you)
Personal- $394 ($20 blow money for you, $55 gifts, $15 hair, $2.5 cats, $2.5 sitter)
recreation- $110
Debts- $135
(notice home depot and levin aren't on here, neither is entertainment or vacation fund its all in the budget though and well consume all our money so dont worry i got it, this will just make it easy on you)
= budget total = $ 4600
your total = $1599.50

the rest will make the budget equal zero. Its kinda scary for me to not have ANYTHING left lol but we have our own savings and blow money that we should be fine. Well see. We gotta listen to the next lesson now lol

So for me, ill be paying half mortgage first pay half the second same with emergency fund
my roth and zaks savings will be first pay
all the bills will be second pay minus my life insurance, home depot, levin and ymca.
Well see how it goes.

First make sure its set up automatically to pull $281.50 for our house fund for each of us

 

Career

- Clinical ladder start 2012

- NCC renewal- not due yet
- NRP renewal-done
- ACLS renewal- done
- BLS renewal- done

- CEUs--try to find some cheap CEUs---myfreece.com- make sure enough for rnc

- Work extra when needed---doing plenty with summer.

Monthly Meals

-Make a calendar of our meals of the month-doing well here with paprika

Save 

- House

Master List of August things to accomplish

·        

• Pay CC 8/9 transfer $$ (savings $281.5/MO) then 8/23(savings, bills)
• Goals for August
  Health
  ·      Keep a schedule with meals
  ·      Get Zak to his soccer practices and get ready for his new school
  ·      Only go out to dinner 2x/month with gift cards or with an invite
  ·      Workout 2 days a week
  
  
  Personal/fun
  ·      Pick a day for holiday camplands
  ·      Get Meme over here for dinners
  ·      Playdates with Gracie and Bella
  ·      Finish reading fifty shades darker and start new book
  ·      Date night and/or family night once a week, plan anniversary and massages
  ·      charge cameras
  ·      Get pictures for frames
  Money maker
  ·      Get back to inbox dollars and expo tv
  
  
  House
  ·      Paint Zaks room and bathrooms
  
  ·   Fmla paperwork in OB office
   
  

July Goals in Life

July

Health

-Continue with freezer meals (budget $50/wk with groceries)—I haven’t done any since we moved in the new house. I will come back to this goal closer to the end of the pregnancy because we don’t have a lot of freezer space now.

-Keep Zak involved Signed him up for soccer again. We are taking a break from sports for the summer and working on riding his bike

-Only eat out with giftcards, goal is 2x/mo unless invited—Back to this goal!

-workout 3x/wk once with adam (We are going to do the Iron Man challenge together this month)—Ive done a run or long walk once a week. With work and moving,  I’m going to give myself a 2 days/wk workout goal

Personal/Fun

- Holiday Camplands twice this summer if we can- We’re going to pick a day this month to go

- Meme's house once a week for dinners--We have to get her over here
- Get together with some people: Frank and Pam, Sarah and Rick, Christie, Amanda, Stacey ---playdates have taken over here.

- read 3 books by next year – My sisters keeper is done. Working on Fifty Shades of Grey and Belly Laughs

- date nights/family nights 1 day a week

- adoption for Zak.---July 3^rd.

- church with zak 2x/mo- I’m a terrible christian

- movies to dvd –I have to find our dvds….
- fill frames –I have a few frames to fill in the house

Make Money

- inbox dollars $32.64 with 6 unread –Just did some. Trying to keep up

- expo tv 17739–same, I just did some screeners and would like to get back on this too

Debt

- Get rid of Quentin Rd—Thank God!

- Pay off credit card every 2 weeks paydays 7/12 7/26

House

- Do retaining wall- Big expense here but worth it

- finish getting erosion  stuff up off the grass

- file all the papers I organized

- get jimmys room started and paint for his and zaks and bathrooms

- Get pictures back up in hallway

Finance

2012 budget

We are waiting 2 more months and doing a new budget. Now that Quentin is gone, so is a lot of money. So now were going to save our $250/mo each

IGNORE THIS UNTIL September

all year savings

- $400/mo house downpayment

- Zaks $25/mo in savings and budget for camp ($115/week for 10 weeks i believe) (from charles schwab acct)

- House funds and Emergency fund $100 in each/mo (from Charles Schwab acct)

- Roth $216/mo (from Charles Schwab acct)

= $13,692 + $1,150 for camp = $1020/mo then bills. ($756 transferred to Charles Schwab account from PNC acct)

then: $50/wk $200/mo groceries
         $75/mo gas

         $80/mo electric

         $800/mo mortgage

         $350/mo in car gas

         $20/mo life insurance

         $40/mo entertainment (people over, going out etc)

         $30/mo pharmacy 

         $20/mo fast food (including coffee)

         $110/mo gifts

         any auto repairs i'll pull from savings

         $160/mo cell phone
         $89.94 home internet & tv

         $35/mo home security

         $600/6 mo = $100/mo insurance

         $200/mo shopping (including clothing, toys, house stuff)
         $70/mo ymca

        =$2379.94

=$3399.94 total (includes adams car gas, home security we split, we split gifts, insurance, and phone, he pays me)

Career

- Clinical ladder start 2012

- NCC renewal- not due yet
- NRP renewal-done
- ACLS renewal- done
- BLS renewal- done

- CEUs--try to find some cheap CEUs---myfreece.com- make sure enough for rnc

- Work extra when needed---doing plenty with summer.

Monthly Meals

-Make a calendar of our meals of the month- back to this

Save 

- House

Master List of July things to accomplish

·        

• Pay CC 7/12 transfer $$ (savings $250/MO) then 7/26(savings, bills)
• Goals for July
  Health
  ·      Keep a schedule with meals
  ·      Get Zak to ride his bike and continue with his printouts and library reading
  ·      Only go out to dinner 2x/month with gift cards or with an invite
  ·      Workout 2 days a week
  
  
  Personal/fun
  ·      Pick a day for holiday camplands
  ·      Get Meme over here for dinners
  ·      Playdates with Gracie and Bella
  ·      Finish reading fifty shade of grey and start new book
  ·      Date night and/or family night once a week
  ·      Get zaks adoption done, school, doctor, and camp notified. Order his gift and have his party.
  ·      Find DVDs start catching up recording them so jimmy has room on the camera
  ·      Get pictures for frames
  Money maker
  ·      Get back to inbox dollars and expo tv
  
  
  House
  ·      Do retaining wall
  ·      Get erosion stuff off grass
  ·      Get all the papers organized and AT&T bill combined
  ·      Get Jimmy's room started and paint bought for his and zaks and bathrooms
  ·      Get pictures back up in hallway
  ·   Fmla paperwork in OB office
   
  

February Goals in Life

March

Health

-Continue with freezer meals (budget $50/wk with groceries)--would like to build a new list to do this month

-Keep Zak involved in swimming (Tuesdays 5:45pm), soccer (starting up in april), Basketball (Saturday morning)--still doing this

-Only eat out with giftcards, goal is 2x/mo unless invited--for lent i'm giving up fast food, only going out for coffee

-workout 3x/wk once with adam (We are going to do the Iron Man challenge together this month)--being preggo i'm taking it easy, so i did the sprint challenge which is half an iron man

Personal/Fun

- Holiday Camplands twice this summer if we can July/Aug
- Drive to New York June?  This is changing, for $450 we are going to the outter banks :)---paid!

- Meme's house once a week for dinners - so far so good here!---so far so good
- Get together with some people: Frank and Pam, Sarah and Rick, Christie, Amanda, Stacey--Sarah and Rick have been hanging out with us. I would like to book lunch with Christie this month---maybe this month, i actually forgot about this

- read 3 books by next year My sisters keeper is done, trying to find a new one

- date nights/family nights 1 day a week

- adoption for Zak started paperwork and asked for letters---letters about done. Adam is going to be meeting with a lawyer.---this all needs submitted by march 10.

- church with zak 2x/mo---Still bad here.

- movies to dvd start this month---didnt do this yet, maybe this month
- 2011 scrapbook start this month--DONE!

Make Money

- inbox dollars $29.24 with 110 unread ---ive just had no energy lately

- expo tv 17739
- help Jim with pib houses wait until adam calls him
-Pampered Chef, starting this month. It is going to be fun. I get to meet a lot of different people. I think it's going to be for me!--I think i made $94 in commission plus cool products!

Debt

- Get rid of Quentin Rd

- Pay off credit card every 2 weeks paydays 2/9 2/23

House

- Sell 1036 Quentin Rd

- Get a new house

- Make a trip to IKEA
- Get a new mattress from Dave

- New house then a new list

all house is on hold until quentin sells

Finance

2012 budget

This is going to change. I have to make sure all  my accounts are moved over to pnc.

all year savings

- $400/mo house downpayment

- Zaks $25/mo in savings and budget for camp ($115/week for 10 weeks i believe) (from charles schwab acct)

- House funds and Emergency fund $100 in each/mo (from Charles Schwab acct)

- Roth $216/mo (from Charles Schwab acct)

= $13,692 + $1,150 for camp = $1020/mo then bills. ($756 transferred to Charles Schwab account from PNC acct)

then: $50/wk $200/mo groceries
         $75/mo gas

         $80/mo electric

         $800/mo mortgage

         $350/mo in car gas

         $20/mo life insurance

         $40/mo entertainment (people over, going out etc)

         $30/mo pharmacy 

         $20/mo fast food (including coffee)

         $110/mo gifts

         any auto repairs i'll pull from savings

         $160/mo cell phone
         $89.94 home internet & tv

         $35/mo home security

         $600/6 mo = $100/mo insurance

         $200/mo shopping (including clothing, toys, house stuff)
         $70/mo ymca

        =$2379.94

=$3399.94 total (includes adams car gas, home security we split, we split gifts, insurance, and phone, he pays me)

Look into moving my accounts all to pnc this month

Career

- Clinical ladder 2011 almost done, start 2012

- NCC renewal- by 8/12
- NRP renewal-by 4/12
- ACLS renewal- by maternity leave
- BLS renewal- done waiting on card

- CEUs--try to find some cheap CEUs---myfreece.com- make sure enough for rnc

- Work extra when needed---try to get the $800 from the bonus program.

Monthly Meals

-Make a calendar of our meals of the month- start this every month---been nauseated so much that i could barely make a meal....so hopefully this month is better.

Save 

- House

Master List of March things to accomplish

• • Do a freezer day of 3-5 meals
  • book a show for Kelly Pudder
  • start putting videos to dvds
  • finish iron man
  • book lunch with christie 
  • Get this stinkin house done!---still.
  • Get Zaks adoption done!!
  • Pay CC 3/15 transfer $$ (savings to outside accts, house downpayment $200) then 3/29(savings, house downpayment $200 and bills)