You want a new checking account, but with an added extra?
Head on over to Keybank, they are giving away a GPS when you open an account.
Here's some details:
Garmin® nĂ¼vi® 205W GPS when you open one of the following checking account options and make one debit card transaction plus a combination of two direct deposits and/or automated payments each of $100 or more.*1
It's a free checking account as well. If I didn't get a free GPS last year for opening a discover card, I would be all over this. I love my GPS. Mainly because I can get lost anywhere. :-) And since I work in not the best area, I can always get out if I get lost!!
Wednesday, April 15, 2009
Tuesday, April 14, 2009
Life insurance
Ok, well my insurance agent just stopped by. I have been reading a lot of Suze Orman lately and decided to switch my life insurance policy. I had a Whole life/Cash Value policy which basically was a savings account with a life insurance policy too.
Patrick said that I will have to wait 2 years to claim my $245. So, in the meantime, I have to pay into the policy. I can only pay $35 instead of $68 and treat it as a term insurance policy and still let the money accrue interest. He recommended $35 to keep the policy going incase I change my mind.
This policy can be used for retirement and college funding. I was going to use it as college funding because when filling out forms for college, this does not count as an asset, where as a 529 plan does. So, thats where i'm stuck. I need to look at more college plans....
Any help??
Patrick said that I will have to wait 2 years to claim my $245. So, in the meantime, I have to pay into the policy. I can only pay $35 instead of $68 and treat it as a term insurance policy and still let the money accrue interest. He recommended $35 to keep the policy going incase I change my mind.
This policy can be used for retirement and college funding. I was going to use it as college funding because when filling out forms for college, this does not count as an asset, where as a 529 plan does. So, thats where i'm stuck. I need to look at more college plans....
Any help??
Monday, April 13, 2009
My Free Stuff


So, I have had this Credit Card with Bank of America for a while now. So, I finally Cashed in my Rewards. This is what's in the mail coming to my house! I'm so excited
Sunday, April 12, 2009
Just some random "things I gotta do"
So, I kinda have a list going on in my head of things I need to buy:
House
Now some things I need to do in my house
- Blub for outside light to see if it will work
- grass seed for front yard
- mulch and potting soil for plants
- Firepit & plastic chairs for around it
- window treatments for living room
- Stuff for daybed
- Buy part for grill
- Get tree trimmed. Got an estimate for $375
- Walmart.com: Wee Ride Co-Pilot Child Trainer: Bikes, Scooters & Skates
- Small silver purse for wedding
- jewelry for wedding
- posterboard for Garagesale
- Zak's Necktie for wedding
- his swingset that im waiting til they go on sale
- Buy 1 Softsoap Scrub Body Wash (18 oz.) at $4.99, Get $4.99 ECBs (Limit 1)
Use $1.50/1 coupon from the CVS Reinventing Beauty magazine or $1/1 from the 3/29 SmartSource insert
Free plus overage after coupons and ECBs- Buy 2 Pantene Pro-V Shampoo, Conditioner, or Styler at $3.50 each, Get $2 ECBs (Limit 3)
$0.50 each after coupons and ECBs
Now some things I need to do in my house
- Clean out gutters and flower beds
- put up gutter screens
- Get my new lawn mower working
- Get stuff together and priced for garage sales
- Get Grill here from my aunts house
- Fix Trellis
- Clean out Garage
- Clean out basement
- check prices on washers/dryers
- After Pat comes over for life insurance put that money into another fund for zak's college
Thursday, April 9, 2009
Focus Friday
Friday- window guy coming to measure windows, clean kitchen and bathroom, turn on deep freezer, another load of laundry, put other laundry away, call dad for big tables for Saturday,Spring Cleaning!--did it!!
Saturday- Teach sibiling class from 1030-12, get hair dyed after, shop for last minute party things and maybe an outfit, clean clean clean!, charge cameras, call pizza place, make sure everyone gets a pic of Zak, Spring Cleaning!--Did it!!
Sunday-pick up cake and pizza at noon, vaccuum, make jello things for zak's class, Spring Cleaning!---Had a great party too!!
Monday- court at 1:00, find pics of zak for jackie, buy juice boxes for kindermusik, Spring Cleaning!---I did well!!
Wednesday- Metro 7p, Kindermusik (last class), Spring Cleaning!---Went over my life insurance policy and retirement accounts too.
Thursday-off work. Coupons, maybe take zak to chuck e cheese for his bday, get easter basket ready, Spring Cleaning!---we went to chuck e cheese, and to my friend's house to see her new baby, and grocery shopping, so the easter basket wasn't done :(
This week!
Friday- Metro 7pm, finish the laundry, mark zak's clothes and put them in the attic,Spring Cleaning!, workout
Saturday- workout, Metro 11pm, EASTER BASKET!!!!, Spring Cleaning!
Sunday- Workout, Metro 11pm, Easter brunch, spend time with family, sleep, Spring Cleaning!
Monday- On call 7p-11p, workout, figure out how to start plants indoors, call to sign up for more on call, Spring Cleaning!
Tuesday- Meet with Pat at 2pm (insurance guy), laundry, Spring Cleaning!
Wednesday- Storytime with zak at willowick library 1pm, FREE, clean and Spring Cleaning!
Thursday- Metro 7pm, Spring Cleaning!
Hopefully it will be a nice week and we can get outside more. I love being outdoors and the weather being nice. It puts me in such a better mood.
Grocery total for April Meals week one and two
Drumroll please.......
A= Aldi
V=Valuking
the total for:
2 green peppers- A $1.99
1 red pepper and yellow pepper- A $1.29
cauliflower- $1.99
onion A- $.35
celery (bundle 24ct) A $1.29
potatoes (10lb bag)- V $2.98
carrots (bundle)- A $1.19
bananas- V $.73
Canned
diced tomatoes- V $.89
bbq sauce (had in house)
red wine vinegar- V $2.25
lemon juice (forgot that!!)
elbow mac -$1.69
beef stock (3c)- A $.39
1 pkg ranch dsg mix- V $.39
Worcestershire sauce- V $.85
1 jar spaghetti sauce (had it stocked)
kraft zesty italian (had it stocked)
12 lasagna noodles (had it stocked)
Mac and cheese- A $.35
Frozen
peas- A $.95
3 lbs ground turkey (had 1)- V $1.59
Refrig
1 1/2c sharp cheddar cheese (3C)- A $2.49
1 1/2 c reduced fat sourcream- A $.99
1C mozz (3C) - A $3.29
Meat
Roast (1 1/2lb) 2.28lb- V $5.81
Chicken (3lb frozen bag)- WALMART $5.99
spices
Garlic (jar 0f minced)- A $1.19
Pepper- A $1.19
TOTAL: Aldi- $21.41 Walmart- $.5.99 Valuking- $17.08
GRAND TOTAL: $44.48
Not too bad. This again is for the next two weeks meals:
Week 1
Italian Chicken
BBQ hamburgers
Italian Fish
Weeknight Lasagna Toss
Simple Pot Roast
Week 2
Lemon Chicken
Garlic and Ranch Turkey Burger
Parmesan Fish
Mac and cheese with cauliflower
Beef Vegetable Soup
I should have plenty of leftovers to freeze. And a ton of potatoes for sure leftover!!
A= Aldi
V=Valuking
the total for:
2 green peppers- A $1.99
1 red pepper and yellow pepper- A $1.29
cauliflower- $1.99
onion A- $.35
celery (bundle 24ct) A $1.29
potatoes (10lb bag)- V $2.98
carrots (bundle)- A $1.19
bananas- V $.73
Canned
diced tomatoes- V $.89
bbq sauce (had in house)
red wine vinegar- V $2.25
lemon juice (forgot that!!)
elbow mac -$1.69
beef stock (3c)- A $.39
1 pkg ranch dsg mix- V $.39
Worcestershire sauce- V $.85
1 jar spaghetti sauce (had it stocked)
kraft zesty italian (had it stocked)
12 lasagna noodles (had it stocked)
Mac and cheese- A $.35
Frozen
peas- A $.95
3 lbs ground turkey (had 1)- V $1.59
Refrig
1 1/2c sharp cheddar cheese (3C)- A $2.49
1 1/2 c reduced fat sourcream- A $.99
1C mozz (3C) - A $3.29
Meat
Roast (1 1/2lb) 2.28lb- V $5.81
Chicken (3lb frozen bag)- WALMART $5.99
spices
Garlic (jar 0f minced)- A $1.19
Pepper- A $1.19
TOTAL: Aldi- $21.41 Walmart- $.5.99 Valuking- $17.08
GRAND TOTAL: $44.48
Not too bad. This again is for the next two weeks meals:
Week 1
Italian Chicken
BBQ hamburgers
Italian Fish
Weeknight Lasagna Toss
Simple Pot Roast
Week 2
Lemon Chicken
Garlic and Ranch Turkey Burger
Parmesan Fish
Mac and cheese with cauliflower
Beef Vegetable Soup
I should have plenty of leftovers to freeze. And a ton of potatoes for sure leftover!!
Tuesday, April 7, 2009
Giveaways!!
http://www.oneprojectcloser.com/giveaways/giveaway-200-home-depot-gift-card-contest/
They are giving away a $200 giftcard to home depot!! I would be in heaven if i won :-)
http://onesweetdeal.blogspot.com/2009/04/spring-break-giveaway
And hey why not! A $50 giftcard giveaway!
Real Simple Savings
Is giving away a magazine subscription of your choice!
Lotion giveaway
They are giving away a $200 giftcard to home depot!! I would be in heaven if i won :-)
http://onesweetdeal.blogspot.com/2009/04/spring-break-giveaway
And hey why not! A $50 giftcard giveaway!
Real Simple Savings
Is giving away a magazine subscription of your choice!
Lotion giveaway
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