Wednesday, April 15, 2009

Free GPS for opening a new checking account

You want a new checking account, but with an added extra?

Head on over to Keybank, they are giving away a GPS when you open an account.
Here's some details:

Garmin® nĂ¼vi® 205W GPS when you open one of the following checking account options and make one debit card transaction plus a combination of two direct deposits and/or automated payments each of $100 or more.*1

It's a free checking account as well. If I didn't get a free GPS last year for opening a discover card, I would be all over this. I love my GPS. Mainly because I can get lost anywhere. :-) And since I work in not the best area, I can always get out if I get lost!!

Tuesday, April 14, 2009

Life insurance

Ok, well my insurance agent just stopped by. I have been reading a lot of Suze Orman lately and decided to switch my life insurance policy. I had a Whole life/Cash Value policy which basically was a savings account with a life insurance policy too.

Patrick said that I will have to wait 2 years to claim my $245. So, in the meantime, I have to pay into the policy. I can only pay $35 instead of $68 and treat it as a term insurance policy and still let the money accrue interest. He recommended $35 to keep the policy going incase I change my mind.

This policy can be used for retirement and college funding. I was going to use it as college funding because when filling out forms for college, this does not count as an asset, where as a 529 plan does. So, thats where i'm stuck. I need to look at more college plans....

Any help??

Monday, April 13, 2009

My Free Stuff




So, I have had this Credit Card with Bank of America for a while now. So, I finally Cashed in my Rewards. This is what's in the mail coming to my house! I'm so excited


Sunday, April 12, 2009

Just some random "things I gotta do"

So, I kinda have a list going on in my head of things I need to buy:

House
  • Blub for outside light to see if it will work
  • grass seed for front yard
  • mulch and potting soil for plants
  • Firepit & plastic chairs for around it
  • window treatments for living room
  • Stuff for daybed
  • Buy part for grill
  • Get tree trimmed. Got an estimate for $375
Personal
Zachary
CVS this week
  • Buy 1 Softsoap Scrub Body Wash (18 oz.) at $4.99, Get $4.99 ECBs (Limit 1)
    Use $1.50/1 coupon from the CVS Reinventing Beauty magazine or $1/1 from the 3/29 SmartSource insert
    Free plus overage after coupons and ECBs


    • Buy 2 Pantene Pro-V Shampoo, Conditioner, or Styler at $3.50 each, Get $2 ECBs (Limit 3)
    Use 2 $2/1 Styler coupons from the CVS Reinventing Beauty magazine
    $0.50 each after coupons and ECBs

Now some things I need to do in my house
  • Clean out gutters and flower beds
  • put up gutter screens
  • Get my new lawn mower working
  • Get stuff together and priced for garage sales
  • Get Grill here from my aunts house
  • Fix Trellis
  • Clean out Garage
  • Clean out basement
I need to do for myself
  • check prices on washers/dryers
  • After Pat comes over for life insurance put that money into another fund for zak's college
Ok gotta get to work....

Thursday, April 9, 2009

Focus Friday

Review from last week

Friday- window guy coming to measure windows, clean kitchen and bathroom, turn on deep freezer, another load of laundry, put other laundry away, call dad for big tables for Saturday,
Spring Cleaning!--did it!!

Saturday- Teach sibiling class from 1030-12, get hair dyed after, shop for last minute party things and maybe an outfit, clean clean clean!, charge cameras, call pizza place, make sure everyone gets a pic of Zak, Spring Cleaning!--Did it!!


Sunday-pick up cake and pizza at noon, vaccuum, make jello things for zak's class, Spring Cleaning!---Had a great party too!!


Monday- court at 1:00, find pics of zak for jackie, buy juice boxes for kindermusik, Spring Cleaning!---I did well!!


Tuesday- 7am Lake East, Spring Cleaning!---Did it!


Wednesday- Metro 7p, Kindermusik (last class), Spring Cleaning!---Went over my life insurance policy and retirement accounts too.

Thursday-off work. Coupons, maybe take zak to chuck e cheese for his bday, get easter basket ready, Spring Cleaning!---we went to chuck e cheese, and to my friend's house to see her new baby, and grocery shopping, so the easter basket wasn't done :(

This week!

Friday- Metro 7pm, finish the laundry, mark zak's clothes and put them in the attic,
Spring Cleaning!, workout

Saturday-
workout, Metro 11pm, EASTER BASKET!!!!, Spring Cleaning!

Sunday- Workout, Metro 11pm, Easter brunch, spend time with family, sleep, Spring Cleaning!

Monday- On call 7p-11p, workout, figure out how to start plants indoors, call to sign up for more on call, Spring Cleaning!

Tuesday- Meet with Pat at 2pm (insurance guy), laundry, Spring Cleaning!

Wednesday- Storytime with zak at willowick library 1pm, FREE, clean and Spring Cleaning!

Thursday- Metro 7pm, Spring Cleaning!

Hopefully it will be a nice week and we can get outside more. I love being outdoors and the weather being nice. It puts me in such a better mood.

Grocery total for April Meals week one and two

Drumroll please.......

A= Aldi
V=Valuking


the total for:
2 green peppers- A $1.99
1 red pepper and yellow pepper- A $1.29
cauliflower- $1.99
onion A- $.35
celery (bundle 24ct) A $1.29
potatoes (10lb bag)- V $2.98
carrots (bundle)- A $1.19
bananas- V $.73

Canned
diced tomatoes- V $.89
bbq sauce (had in house)
red wine vinegar- V $2.25
lemon juice (forgot that!!)
elbow mac -$1.69
beef stock (3c)- A $.39
1 pkg ranch dsg mix- V $.39
Worcestershire sauce- V $.85
1 jar spaghetti sauce (had it stocked)
kraft zesty italian (had it stocked)
12 lasagna noodles (had it stocked)
Mac and cheese- A $.35

Frozen
peas- A $.95
3 lbs ground turkey (had 1)- V $1.59

Refrig
1 1/2c sharp cheddar cheese (3C)- A $2.49
1 1/2 c reduced fat sourcream- A $.99
1C mozz (3C) - A $3.29

Meat
Roast (1 1/2lb) 2.28lb- V $5.81
Chicken (3lb frozen bag)- WALMART $5.99

spices
Garlic (jar 0f minced)- A $1.19
Pepper- A $1.19

TOTAL: Aldi- $21.41 Walmart- $.5.99 Valuking- $17.08

GRAND TOTAL: $44.48
Not too bad. This again is for the next two weeks meals:
Week 1

Italian Chicken
BBQ hamburgers

Italian Fish
Weeknight Lasagna Toss

Simple Pot Roast

Week 2
Lemon Chicken
Garlic and Ranch Turkey Burger

Parmesan Fish

Mac and cheese with cauliflower

Beef Vegetable Soup

I should have plenty of leftovers to freeze. And a ton of potatoes for sure leftover!!

Tuesday, April 7, 2009

Giveaways!!

http://www.oneprojectcloser.com/giveaways/giveaway-200-home-depot-gift-card-contest/

They are giving away a $200 giftcard to home depot!! I would be in heaven if i won :-)

http://onesweetdeal.blogspot.com/2009/04/spring-break-giveaway


And hey why not! A $50 giftcard giveaway!

Real Simple Savings

Is giving away a magazine subscription of your choice!

Lotion giveaway